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| General Details |
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Institution: |
BankWest
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Contact Number: |
13 17 18
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Product Name: |
BankWest Hero Transaction Account
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Apply: |
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Account Type: |
Transaction
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Usage: |
Personal
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Main Account Access: |
Card/Statement
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Other Account Access: |
Counter, Card/ATM, Internet, Phone, bank@post
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Minimum Open: |
-
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Minimum Balance: |
-
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Interest Calculated: |
Daily
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Interest Paid: |
Monthly
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Cheque Clearance: |
-
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| Interest Rates |
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Rate < $1,000: |
4.25%
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Rate > $1,000: |
4.25%
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Rate > $2,000: |
4.25%
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Rate > $5,000: |
-
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Rate > $10,000: |
-
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Rate > $20,000: |
-
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Rate > $50,000: |
-
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Rate > $100,000: |
-
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Rate > $250,000: |
-
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Rate > $500,000: |
-
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Bonus Interest: |
-
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Bonus Interest Notes: |
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| Features |
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Is Step Account: |
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Daily ATM Withdrawal Limit: |
$1,000.00
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Free Electronic Trans Per Month: |
unlimited
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Free Over the Counter Trans Per Month: |
unlimited
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Is Fee Rebate: |
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Rebate Calculation: |
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O/Seas ATM Facilities: |
|Mastercard|
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| Fees |
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Fee Per Month: |
-
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Fee Frequency: |
n/a
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Fee Free Balance: |
-
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Over the Counter Deposit Fee: |
-
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Over the Counter Withdrawal Fee: |
-
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Staff Assisted Withdrawal Fee: |
-
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ATM Fee: |
-
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ATM Balance Fee: |
-
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ATM Foreign Fee: |
$1.95
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O/Seas ATM Balance Fee: |
$5.00
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O/Seas ATM Withdrawal Fee: |
$5.00
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O/Seas EFTPOS Fee: |
-
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EFTPOS Fee: |
-
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EFTPOS Fee (Other Bank): |
-
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Phone Fee: |
-
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Electronic Transfer Fee: |
-
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Cheque Fee: |
-
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Internet Fee: |
-
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Cash Fee: |
-
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O/Seas Emergency Replace Card Fee: |
$100.00
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Debit Card Replace Fee: |
$15.00
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Cheque Dishonour Fee: |
$50.00
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Debit Item Dishonour Fee: |
$50.00
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| Comments |
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Comments: |
No maintenance fees, unlimited free transactions (except for other bank ATM and overseas ATM transactions). 5% interest paid on balances up to $5,000. Minimum monthly deposit of $2,000 required (e.g. salary). There are no restrictions on subsequent withdrawals. If the minimum deposit is not received for 2 consecutive months, the account will revert to the Lite Direct Transaction Account, and be subject to that product's terms and conditions.
O/Seas transactions only available using MasterCard Debit Card. Transactions occurring outside Australia will incur a 2.5% foreign transaction fee.
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