Personal Investor




General Details
Institution: Illawarra Credit Union
Contact Number: 13 22 49
Product Name: UniSaver
Apply: n/a
Account Type: Transaction
Usage: Personal
Main Account Access: Card/statement
Other Account Access: Card/ATM, Internet, Phone, Statement, Counter, bank@post
Minimum Open: $1.00
Minimum Balance: $1.00
Interest Calculated: Daily
Interest Paid: Quarterly
Cheque Clearance: 15.00



Interest Rates
Rate < $1,000: 0.05%
Rate > $1,000: 0.05%
Rate > $2,000: 0.05%
Rate > $5,000: 0.05%
Rate > $10,000: 0.05%
Rate > $20,000: 0.15%
Rate > $50,000: 0.50%
Rate > $100,000: 0.75%
Rate > $250,000: 0.75%
Rate > $500,000: 0.75%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: n/a
Free Over the Counter Trans Per Month: n/a
Is Fee Rebate:
Rebate Calculation:
O/Seas ATM Facilities: Cirrus, Maestro, Visa Plus



Fees
Fee Per Month: -
Fee Frequency: n/a
Fee Free Balance: -
Over the Counter Deposit Fee: -
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: -
ATM Balance Fee: -
ATM Foreign Fee: $2.00
O/Seas ATM Balance Fee: $1.00
O/Seas ATM Withdrawal Fee: $2.00
O/Seas EFTPOS Fee: $1.00
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: -
Electronic Transfer Fee: -
Cheque Fee: -
Internet Fee: -
Cash Fee: -
O/Seas Emergency Replace Card Fee: $50.00
Debit Card Replace Fee: $5.00
Cheque Dishonour Fee: $40.00
Debit Item Dishonour Fee: $40.00



Comments
Comments: O/S card replacement $50min