|
|
 |



| General Details |
Institution: |
Illawarra Credit Union
|
Contact Number: |
13 22 49
|
Product Name: |
UniSaver
|
Apply: |
n/a
|
Account Type: |
Transaction
|
Usage: |
Personal
|
Main Account Access: |
Card/statement
|
Other Account Access: |
Card/ATM, Internet, Phone, Statement, Counter, bank@post
|
Minimum Open: |
$1.00
|
Minimum Balance: |
$1.00
|
Interest Calculated: |
Daily
|
Interest Paid: |
Quarterly
|
Cheque Clearance: |
15.00
|
|
| |
|

| Interest Rates |
Rate < $1,000: |
0.05%
|
Rate > $1,000: |
0.05%
|
Rate > $2,000: |
0.05%
|
Rate > $5,000: |
0.05%
|
Rate > $10,000: |
0.05%
|
Rate > $20,000: |
0.15%
|
Rate > $50,000: |
0.50%
|
Rate > $100,000: |
0.75%
|
Rate > $250,000: |
0.75%
|
Rate > $500,000: |
0.75%
|
Bonus Interest: |
-
|
Bonus Interest Notes: |
|
|
|

| Features |
Is Step Account: |

|
Daily ATM Withdrawal Limit: |
$1,000.00
|
Free Electronic Trans Per Month: |
n/a
|
Free Over the Counter Trans Per Month: |
n/a
|
Is Fee Rebate: |

|
Rebate Calculation: |
|
O/Seas ATM Facilities: |
Cirrus, Maestro, Visa Plus
|
|
| |
|

| Fees |
Fee Per Month: |
-
|
Fee Frequency: |
n/a
|
Fee Free Balance: |
-
|
Over the Counter Deposit Fee: |
-
|
Over the Counter Withdrawal Fee: |
-
|
Staff Assisted Withdrawal Fee: |
-
|
ATM Fee: |
-
|
ATM Balance Fee: |
-
|
ATM Foreign Fee: |
$2.00
|
O/Seas ATM Balance Fee: |
$1.00
|
O/Seas ATM Withdrawal Fee: |
$2.00
|
O/Seas EFTPOS Fee: |
$1.00
|
EFTPOS Fee: |
-
|
EFTPOS Fee (Other Bank): |
-
|
Phone Fee: |
-
|
Electronic Transfer Fee: |
-
|
Cheque Fee: |
-
|
Internet Fee: |
-
|
Cash Fee: |
-
|
O/Seas Emergency Replace Card Fee: |
$50.00
|
Debit Card Replace Fee: |
$5.00
|
Cheque Dishonour Fee: |
$40.00
|
Debit Item Dishonour Fee: |
$40.00
|
|
| |
|

| Comments |
Comments: |
O/S card replacement $50min
|
|
| |
|

|
|