Personal Investor




General Details
Institution: Bank of Queensland
Contact Number: 1300 55 72 72
Product Name: Reverse Charges Account
Apply: n/a
Account Type: Transaction
Usage: Personal
Main Account Access: Card/Statement
Other Account Access: Counter, Card/ATM, Internet, Phone
Minimum Open: $1.00
Minimum Balance: $1.00
Interest Calculated: Daily
Interest Paid: Quarterly
Cheque Clearance: -



Interest Rates
Rate < $1,000: 0.01%
Rate > $1,000: 0.01%
Rate > $2,000: 0.01%
Rate > $5,000: 0.01%
Rate > $10,000: 0.01%
Rate > $20,000: 0.01%
Rate > $50,000: 0.01%
Rate > $100,000: 0.01%
Rate > $250,000: 0.01%
Rate > $500,000: 0.01%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: Unlimited
Free Over the Counter Trans Per Month: Unlimited
Is Fee Rebate:
Rebate Calculation:
O/Seas ATM Facilities:



Fees
Fee Per Month: $4.00
Fee Frequency: Monthly
Fee Free Balance: $2,000.00
Over the Counter Deposit Fee: -
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: -
ATM Balance Fee: -
ATM Foreign Fee: $2.00
O/Seas ATM Balance Fee: -
O/Seas ATM Withdrawal Fee: -
O/Seas EFTPOS Fee: -
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: -
Electronic Transfer Fee: -
Cheque Fee: -
Internet Fee: -
Cash Fee: -
O/Seas Emergency Replace Card Fee: -
Debit Card Replace Fee: $10.00
Cheque Dishonour Fee: $40.00
Debit Item Dishonour Fee: $40.00



Comments
Comments: $4 monthly fee waived if minimum monthly balance of $2000 is maintained. Bonus payment of $2 is paid to accounts that maintain a minimum monthly balance of $2,000 for the full month. Accounts must be opened for a full calendar to qualify for the Bonus payment. The bonus will be paid on the first working day of the following month. Mutli pay anyone and payroll payments via internet banking are charged.