Personal Investor




General Details
Institution: ANZ Bank
Contact Number: 13 13 14
Product Name: Access Advantage
Apply: n/a
Account Type: Transaction
Usage: Personal
Main Account Access: Card/Statement
Other Account Access: Counter, Card/ATM, Internet, Phone
Minimum Open: -
Minimum Balance: -
Interest Calculated: Daily
Interest Paid: Quarterly
Cheque Clearance: -



Interest Rates
Rate < $1,000: -
Rate > $1,000: -
Rate > $2,000: -
Rate > $5,000: -
Rate > $10,000: -
Rate > $20,000: -
Rate > $50,000: 0.01%
Rate > $100,000: 0.02%
Rate > $250,000: 0.02%
Rate > $500,000: 0.02%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: Unlimited
Free Over the Counter Trans Per Month: Unlimited
Is Fee Rebate:
Rebate Calculation:
O/Seas ATM Facilities:



Fees
Fee Per Month: $5.00
Fee Frequency: Monthly
Fee Free Balance: -
Over the Counter Deposit Fee: -
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: -
ATM Balance Fee: -
ATM Foreign Fee: $2.00
O/Seas ATM Balance Fee: -
O/Seas ATM Withdrawal Fee: $5.00
O/Seas EFTPOS Fee: $2.00
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: -
Electronic Transfer Fee: -
Cheque Fee: -
Internet Fee: -
Cash Fee: -
O/Seas Emergency Replace Card Fee: -
Debit Card Replace Fee: $15.00
Cheque Dishonour Fee: $35.00
Debit Item Dishonour Fee: $35.00



Comments
Comments: For a low $5 monthly account service fee, you get unlimited ANZ transactions at ANZ branches, ANZ ATMs, via EFTPOS or by ANZ Phone and ANZ Internet Banking. You have the option of linking a cheque book. It also gives you the option of an overdraft facility and to link your ANZ Access Advantage Account to other ANZ accounts. And if you're 60 or over or a full time student, you won't pay any service fee at all.