Personal Investor




General Details
Institution: Elders Rural Bank
Contact Number: 1300 660 115
Product Name: Everyday Account - All Access
Apply: n/a
Account Type: Transaction
Usage: Personal
Main Account Access: Card/statement
Other Account Access: Counter, Card/ATM, Internet, Phone, bank@post
Minimum Open: $500.00
Minimum Balance: $500.00
Interest Calculated: Daily
Interest Paid: Monthly
Cheque Clearance: 15.00



Interest Rates
Rate < $1,000: 0.05%
Rate > $1,000: 0.05%
Rate > $2,000: 0.05%
Rate > $5,000: 0.05%
Rate > $10,000: 0.15%
Rate > $20,000: 0.15%
Rate > $50,000: 0.20%
Rate > $100,000: 0.20%
Rate > $250,000: 0.20%
Rate > $500,000: 0.20%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: Unlimited
Free Over the Counter Trans Per Month: Unlimited
Is Fee Rebate:
Rebate Calculation:
O/Seas ATM Facilities:



Fees
Fee Per Month: $7.00
Fee Frequency: Monthly
Fee Free Balance: -
Over the Counter Deposit Fee: -
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: -
ATM Balance Fee: -
ATM Foreign Fee: -
O/Seas ATM Balance Fee: -
O/Seas ATM Withdrawal Fee: $4.00
O/Seas EFTPOS Fee: $4.00
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: -
Electronic Transfer Fee: -
Cheque Fee: $0.60
Internet Fee: -
Cash Fee: -
O/Seas Emergency Replace Card Fee: $150.00
Debit Card Replace Fee: $10.00
Cheque Dishonour Fee: $50.00
Debit Item Dishonour Fee: $50.00



Comments
Comments: Monthly fee provides unlimited free transactions via ATM, EFTPOS, Internet, Phone, internal staff assisted transfers, direct debit, and internal periodical payment. Bank@Post withdrawal $2.50, Bank@Post deposit $2.