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| General Details |
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Institution: |
HSBC
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Contact Number: |
1300 308 880
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Product Name: |
Online Savings Account
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Apply: |
n/a
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Account Type: |
Transaction
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Usage: |
Personal
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Main Account Access: |
Card/Statement
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Other Account Access: |
Counter, Card/ATM, Internet, Phone, bank@post
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Minimum Open: |
$2,000.00
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Minimum Balance: |
-
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Interest Calculated: |
Daily
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Interest Paid: |
Monthly
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Cheque Clearance: |
-
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| Interest Rates |
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Rate < $1,000: |
0.05%
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Rate > $1,000: |
0.05%
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Rate > $2,000: |
0.05%
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Rate > $5,000: |
0.75%
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Rate > $10,000: |
0.75%
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Rate > $20,000: |
0.75%
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Rate > $50,000: |
1.50%
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Rate > $100,000: |
1.50%
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Rate > $250,000: |
1.50%
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Rate > $500,000: |
3.00%
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Bonus Interest: |
-
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Bonus Interest Notes: |
A high 3.00%p.a. interest for balances of $500,000 or more
Currently for all new Online Savings Account (OSA) opened for non-existing HSBC OSA customers between 29 December 2009 and 26 March 2010 will receive 5.00% for balances above $5,000.
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| Features |
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Is Step Account: |
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Daily ATM Withdrawal Limit: |
$1,000.00
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Free Electronic Trans Per Month: |
Unlimited
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Free Over the Counter Trans Per Month: |
-
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Is Fee Rebate: |
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Rebate Calculation: |
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O/Seas ATM Facilities: |
|Cirrus|Maestro|VisaPlus|
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| Fees |
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Fee Per Month: |
-
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Fee Frequency: |
n/a
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Fee Free Balance: |
-
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Over the Counter Deposit Fee: |
-
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Over the Counter Withdrawal Fee: |
$5.00
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Staff Assisted Withdrawal Fee: |
-
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ATM Fee: |
$2.00
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ATM Balance Fee: |
-
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ATM Foreign Fee: |
-
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O/Seas ATM Balance Fee: |
-
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O/Seas ATM Withdrawal Fee: |
$4.50
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O/Seas EFTPOS Fee: |
$4.50
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EFTPOS Fee: |
-
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EFTPOS Fee (Other Bank): |
-
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Phone Fee: |
-
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Electronic Transfer Fee: |
-
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Cheque Fee: |
$1.00
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Internet Fee: |
-
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Cash Fee: |
-
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O/Seas Emergency Replace Card Fee: |
-
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Debit Card Replace Fee: |
-
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Cheque Dishonour Fee: |
$40.00
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Debit Item Dishonour Fee: |
$35.00
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| Comments |
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Comments: |
First 5 transactions are free for other bank's ATM, then $2.00 for subsequent transactions.
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