Personal Investor




General Details
Institution: Bananacoast Community Credit Union
Contact Number: 1300 228 228
Product Name: Personal Savings Account - S1
Apply: n/a
Account Type: Transaction
Usage: Personal
Main Account Access: Card/Statement
Other Account Access: Counter, Card/ATM, Internet, Phone
Minimum Open: -
Minimum Balance: -
Interest Calculated: Daily
Interest Paid: 6 Monthly
Cheque Clearance: -



Interest Rates
Rate < $1,000: -
Rate > $1,000: 0.05%
Rate > $2,000: 0.05%
Rate > $5,000: 0.05%
Rate > $10,000: 0.10%
Rate > $20,000: 0.25%
Rate > $50,000: 0.50%
Rate > $100,000: 0.50%
Rate > $250,000: 0.50%
Rate > $500,000: 0.50%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: unlimited
Free Over the Counter Trans Per Month: unlimited
Is Fee Rebate:
Rebate Calculation: Refer PDS
O/Seas ATM Facilities:



Fees
Fee Per Month: $6.00
Fee Frequency: 6 Monthly
Fee Free Balance: -
Over the Counter Deposit Fee: $0.50
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: $0.50
ATM Balance Fee: $0.50
ATM Foreign Fee: $0.50
O/Seas ATM Balance Fee: $0.50
O/Seas ATM Withdrawal Fee: $0.50
O/Seas EFTPOS Fee: $0.50
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: -
Electronic Transfer Fee: -
Cheque Fee: $0.50
Internet Fee: -
Cash Fee: -
O/Seas Emergency Replace Card Fee: $300.00
Debit Card Replace Fee: $5.00
Cheque Dishonour Fee: $30.00
Debit Item Dishonour Fee: $33.00



Comments
Comments: Members are entitled to limited free transactions and may also receive a rebate on fees based on Loyalty Rebate Table - refer BCU PDS