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| General Details |
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Institution: |
Elders Rural Bank
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Contact Number: |
1300 660 115
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Product Name: |
Everyday Community Account
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Apply: |
n/a
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Account Type: |
Transaction
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Usage: |
Personal
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Main Account Access: |
Card/statement
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Other Account Access: |
Counter, Card/ATM, Internet, Phone, bank@post
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Minimum Open: |
$1.00
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Minimum Balance: |
$1.00
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Interest Calculated: |
Daily
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Interest Paid: |
Monthly
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Cheque Clearance: |
15.00
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| Interest Rates |
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Rate < $1,000: |
0.15%
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Rate > $1,000: |
0.15%
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Rate > $2,000: |
0.15%
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Rate > $5,000: |
0.15%
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Rate > $10,000: |
0.50%
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Rate > $20,000: |
0.50%
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Rate > $50,000: |
0.50%
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Rate > $100,000: |
0.75%
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Rate > $250,000: |
1.00%
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Rate > $500,000: |
1.00%
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Bonus Interest: |
-
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Bonus Interest Notes: |
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| Features |
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Is Step Account: |
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Daily ATM Withdrawal Limit: |
$1,000.00
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Free Electronic Trans Per Month: |
15
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Free Over the Counter Trans Per Month: |
-
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Is Fee Rebate: |
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Rebate Calculation: |
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O/Seas ATM Facilities: |
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| Fees |
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Fee Per Month: |
-
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Fee Frequency: |
Monthly
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Fee Free Balance: |
-
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Over the Counter Deposit Fee: |
-
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Over the Counter Withdrawal Fee: |
-
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Staff Assisted Withdrawal Fee: |
-
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ATM Fee: |
$1.00
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ATM Balance Fee: |
-
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ATM Foreign Fee: |
-
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O/Seas ATM Balance Fee: |
-
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O/Seas ATM Withdrawal Fee: |
$4.00
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O/Seas EFTPOS Fee: |
$4.00
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EFTPOS Fee: |
$1.00
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EFTPOS Fee (Other Bank): |
-
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Phone Fee: |
-
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Electronic Transfer Fee: |
-
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Cheque Fee: |
$1.00
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Internet Fee: |
-
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Cash Fee: |
-
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O/Seas Emergency Replace Card Fee: |
$150.00
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Debit Card Replace Fee: |
$10.00
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Cheque Dishonour Fee: |
$50.00
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Debit Item Dishonour Fee: |
$50.00
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| Comments |
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Comments: |
Up to 15 free cumulative transactions per month (business cheque, ATM, EFTPOS, & Bank@Post withdrawals). Excess fee of $1.00 applies to all excess transactions.
Unlimited free Internet and Phone Banking transfers.
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