|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| Intech Credit Union Limited |
iSaver
|
Online
|
Internet, Phone
|
3.00
|
3.00
|
3.00
|
3.00
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
|
|
|
M
|
|
| Laiki Bank |
Smart Net Account
|
|
Counter, Internet
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
|
$1
|
$1
|
M
|
|
| Members Equity Bank |
ME Online Savings Account
|
Online
|
Internet, Phone
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
4.85
|
|
|
|
M
|
|
| NAB |
NAB iSaver (1.65% on top of the standard rate for 4 mths on new accounts opened until 13/04/10)
|
|
Internet, Phone
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
|
|
|
M
|
|
| NAB |
NAB iSaver (Introductory rate for new accounts opened until 8 May 2009)
|
|
Internet, Phone
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| NSW Teachers Credit Union |
Online Savings Account
|
Online
|
Internet, Phone
|
0.10
|
0.10
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| one direct |
high interest saver
|
Card/statement
|
Internet, Phone, Link to any account
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
|
|
|
M
|
|
| Police Department Employees Credit Union |
Online Super Saver Account
|
Online
|
Internet, Phone
|
1.50
|
1.50
|
1.50
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
|
|
Q
|
|
| RaboPlus |
RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.75%)
|
|
Internet
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
|
|
M
|
|
| RaboPlus |
RaboPlus Savings Account
|
Online
|
Internet
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
|
$1
|
|
M
|
|
| Select Credit Union |
SelectDIRECT - Internet based account
|
Online
|
Internet, Phone
|
0.25
|
0.25
|
0.25
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
|
$1
|
$1
|
M
|
|
| St. George Bank |
Direct Saver from St.George (1.55% bonus fixed for 4 months on new accounts)
|
|
Internet, Phone
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
4.20
|
|
|
|
M
|
|
| St. George Bank |
directsaver from dragondirect (promo rate for new customers)
|
Card/statement
|
Internet, Phone
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
|
|
|
M
|
|
| St. George Bank |
St.George Sense Savings Account (must be linked to the St.George Sense Everyday Account)
|
|
Counter, Card/ATM, Internet, Phone
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
3.10
|
|
|
|
M
|
|
| Suncorp |
eOptions High Interest Online Savings
|
Online
|
Counter, Internet, Phone
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
|
|
M
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| Unicom Credit Union |
iQ Saver
|
Online
|
Internet, Phone
|
|
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
$1
|
$1
|
D
|
|
| Westpac Banking Corporation |
Westpac eSaver (earn up to 5.50%)
|
|
Internet, Phone
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
3.75
|
|
|
|
M
|
|
| AMP Banking |
eASYSaver Account (Bonus rate for new accounts opened until 30 April 2009)
|
|
Internet, Phone
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
5.00
|
|
|
|
M
|
|
| AMP Banking |
eASYSaver Account (Bonus Rate on new accounts opened 01/03/10 to 30/06/10)
|
|
Internet, Phone
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
3.80
|
|
|
|
M
|
|
| ANZ Bank |
ANZ Online Saver (Earn up to bonus 1.25% p.a. until 30 May 2010. Apply online by 30 March 2010) (Online)
|
Card/statement
|
Counter, Internet, Phone
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| ANZ Bank |
ANZ SmartyPig Account
|
|
Internet
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
|
$10
|
$10
|
Q
|
|
| Arab Bank |
Online Savings Account
|
|
Counter, Card/ATM, Internet, Other
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
4.80
|
|
$1
|
|
M
|
|
| Asgard |
eCASH
|
Online
|
Internet, Phone
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
4.15
|
|
|
$1000
|
M
|
|
| Asgard |
eCASH (Promotional Bonus Rate until 31 March 2009)
|
|
Internet, Phone
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
2.85
|
|
|
$1000
|
M
|
|
| Bananacoast Community Credit Union |
BCU Direct Saver Online S16
|
Online
|
Internet, Phone
|
|
3.70
|
3.70
|
4.10
|
4.10
|
4.40
|
4.40
|
4.60
|
5.00
|
5.00
|
|
$1000
|
|
M
|
|
| Bank of Queensland |
WebSavings Account
|
Online
|
Counter, Internet, Phone
|
0.01
|
0.01
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
3.25
|
|
$1
|
$1
|
M
|
|
| Bank of Queensland |
WebSavings Account (additional interest of 2.15%p.a. will be paid until 30 April, 2010)
|
|
Counter, Internet
|
0.01
|
0.01
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
|
|
|
M
|
|
| Bankstown City Credit Union |
MoneyMAX Online Plus
|
|
Internet, Phone
|
2.00
|
2.00
|
2.00
|
2.00
|
2.50
|
2.50
|
3.50
|
3.50
|
3.50
|
4.80
|
|
$1
|
$1
|
M
|
|
| BankWest |
Bankwest Smart eSaver (Smart Rate if no withdrawals)
|
|
Internet, Phone, Link to any account
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
$1
|
|
M
|
|
| BankWest |
TeleNet Saver (Special Introductory Interest Rate for 12 months - variable)
|
|
Internet, Phone, Link to any account
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
$1
|
|
M
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| BankWest |
TeleNet Saver (Special introductory rate for 12 months)
|
|
Internet, Phone
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| Citibank |
Citibank Online Cash Manager
|
Online
|
Card/ATM, Internet, Phone, bank@post
|
0.10
|
0.10
|
0.10
|
0.10
|
0.15
|
0.15
|
0.25
|
1.90
|
2.00
|
2.00
|
|
|
|
M
|
|
| Citibank |
Citibank Online Saver
|
|
Internet, Phone, Link to any account
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| Citibank |
Citibank Online Saver (variable intro rate for 6 months from account opening)
|
|
Internet, Phone, Link to any account
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
| Citibank |
Citibank Plus Linked Savings Account
|
Online
|
Internet, Phone, Resticted
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
|
|
|
M
|
|
| Citibank |
Citibank Ultimate Saver
|
Online
|
Card/ATM, Internet, Phone, bank@post, Other
|
|
|
|
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
|
|
$10000
|
M
|
|
| Citibank |
Citibank Ultimate Saver (variable intro rate on portion of balance from $10k to $1mill)
|
|
Card/ATM, Internet, Phone
|
|
|
|
|
5.30
|
5.30
|
5.30
|
5.30
|
5.30
|
5.30
|
|
$1
|
$10000
|
M
|
|
| Commonwealth Bank |
NetBank Saver (For new NetBank Saver accounts opened until 31 July 2010)
|
Online
|
Internet, Phone
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
|
|
M
|
|
| Comtax Credit Union |
Easy Saver (S4)
|
|
Internet
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
3.50
|
|
$1
|
$1
|
M
|
|
| CUA |
eSaver
|
Online
|
Counter, Internet, Phone
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
|
|
|
M
|
|
| Easy Street Financial Services |
EasySavings
|
Online
|
Internet
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
4.35
|
|
$2
|
|
M
|
|
| Elders Rural Bank |
RBonline Savings
|
Online
|
Internet, Phone
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
5.10
|
|
|
|
M
|
|
| Encompass Credit Union |
Emoney Account
|
Online
|
Internet, Phone
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
5.25
|
5.25
|
|
|
|
M
|
|
| Ford Co operative Credit Union |
Online Saver Account
|
Card/statement
|
Internet, Phone
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
4.30
|
|
|
$1
|
M
|
|
| Gateway Credit Union |
eMax Saver
|
Online
|
Counter, Internet, Phone, Other
|
0.10
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
4.25
|
|
|
|
M
|
|
|
Institution |
Product Name |
Access |
Interest Rates |
Min Open |
Min Bal |
Int Paid |
 |
| Main |
Other |
<1,000 |
>1,000 |
>2,000 |
>5,000 |
>10,000 |
>20,000 |
>50,000 |
>100,000 |
>250,000 |
>500,000 |
Bonus |
| HSBC |
HSBC Serious Saver
|
Online
|
Internet, Phone, Link to any account
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
|
|
M
|
|
| HSBC |
Online Savings Account
|
Card/Statement
|
Counter, Card/ATM, Internet, Phone, bank@post
|
0.05
|
0.05
|
0.05
|
0.75
|
0.75
|
0.75
|
1.50
|
1.50
|
1.50
|
3.00
|
|
$2000
|
|
M
|
|
| Illawarra Credit Union |
iQSaver
|
Online
|
Counter, Internet, Phone
|
|
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
|
$1
|
$1
|
M
|
|
| ING Direct |
Savings Accelerator (Interest Rate of 5.00% p.a for balances $50,000.00 and above)
|
|
Internet, Phone
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
4.00
|
5.00
|
5.00
|
5.00
|
5.00
|
|
|
|
M
|
|
| ING Direct |
Savings Maximiser (intro rate for new accounts opened before 17 April 2009)
|
|
Internet, Phone
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
4.75
|
|
|
|
M
|
|
| ING Direct |
Savings Maximiser (New customers will receive a Variable Welcome Rate of 5.85% p.a. for 4 months from account opening, on balances up to $1 million)
|
|
Internet, Phone
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
4.50
|
|
|
|
M
|
|
|