NSW TRANSACTION ACCOUNTS FEES
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RATES
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FEES
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Institution
Product Name
Per Mth
Fee Free Balance
Free Trans Per Mth
OTC Fees
ATM Fees
General Fees
Elec
OTC
Deposit
Withdr.
Network
Foreign
EFTPOS
Phone
Elec.
Chq
'Net
Intech Credit Union Limited
Access Savings Account
$0.00
$0
0
0
$0.00
$1.20
$0.00
$1.50
$0.60
$0.30
NaN
$1.20
$0.00
Laiki Bank
Easylife Account
$0.00
$0
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
NaN
$0.00
$0.00
Members Equity Bank
InterestME Savings Account
$0.00
$0
15
0
$1.00
$1.00
$1.00
NaN
$1.00
$0.00
NaN
$1.00
$0.00
NAB
NAB Classic Banking
$0.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
NAB
NAB eBanking
$4.00
$0
Unlimited
0
$0.00
$3.00
$0.00
$0.00
$0.00
$0.00
NaN
$1.00
$0.00
NAB
NAB Gold Banking
$10.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Newcastle Permanent Building Society
Mortgage Offset Account
$0.00
$0
unlimited
32
$0.00
$1.75
$0.50
$0.00
$0.50
$0.00
$0.00
$4.00
$0.00
Newcastle Permanent Building Society
Statement Savings Account
$0.00
$0
unlimited
32
$0.00
$1.75
$0.50
$0.00
$0.50
$0.00
$0.00
$4.00
$0.00
NSW Teachers Credit Union
Everyday Account
$5.00
$0
0
unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$2.00
$0.00
Police Department Employees Credit Union
Budget Manager Account
$0.00
$0
10
3
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Police Department Employees Credit Union
Easy Access Account
$0.00
$0
0
0
$0.00
$2.00
$0.00
NaN
$0.55
$0.00
NaN
$3.00
$0.00
Select Credit Union
Select Edvest (age 50+ account)
$0.00
$0
6
0
$0.00
$0.00
$0.00
NaN
$0.75
$0.00
$0.00
$0.00
$0.00
Select Credit Union
Select Transaction account
$0.00
$0
6
0
$0.00
$0.00
$2.00
NaN
$0.75
$0.00
$0.00
$0.00
$0.00
SERVICE ONE Members Banking
Day to Day Account
$4.00
$1000
0
0
$0.00
$1.00
$1.00
$1.40
$1.00
$0.00
$0.00
$0.00
$0.00
St. George Bank
Business Cheque Account Plus
$10.00
$10000
15
15
$0.80
$0.80
$0.40
$2.00
$0.40
$0.20
NaN
$0.40
$0.20
Institution
Product Name
Per Mth
Fee Free Balance
Free Trans Per Mth
OTC Fees
ATM Fees
General Fees
Elec
OTC
Deposit
Withdr.
Network
Foreign
EFTPOS
Phone
Elec.
Chq
'Net
St. George Bank
Complete Freedom
$5.00
$0
unlimited
unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
St. George Bank
Concession Account
$0.00
$0
8
3
$0.00
$2.50
$0.60
$0.00
$0.60
$0.00
NaN
$0.00
$0.00
St. George Bank
Express Freedom
$3.00
$0
unlimited
0
$0.00
$5.00
$0.00
$0.00
$0.00
$0.00
NaN
$2.00
$0.00
St. George Bank
Freedom Account
$7.00
$3000
10
2
$0.00
$2.50
$0.60
$0.00
$0.60
$0.00
NaN
$0.60
$0.00
St. George Bank
Simply Freedom
$6.00
$0
unlimited
unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
St. George Bank
St.George Sense Everyday (must be linked to a St.George Sense Savings Account)
$5.00
$
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
NaN
$0.00
Suncorp
Everyday Basics Account
$2.50
$0
unlimited
0
NaN
$2.50
NaN
NaN
$0.00
$0.00
NaN
NaN
$0.00
Suncorp
Everyday Options Account
$5.00
$0
unlimited
unlimited
$0.00
$0.00
$0.00
$2.00
$0.00
$0.00
NaN
$0.00
$0.00
Sydney Credit Union
Access Savings Account
$0.00
$0
Combinatio
8
$0.00
$1.75
$1.75
$1.75
$0.60
$0.00
NaN
$2.00
$0.00
Unicom Credit Union
Access Accounts
$0.00
$0
10
10
$0.00
$0.00
$0.00
$1.50
$1.50
$0.00
$0.00
$0.00
$0.00
Unicom Credit Union
UniSaver Account
$0.00
$0
0
0
$0.00
$0.00
$0.00
$1.50
$0.00
$0.00
$0.00
$0.00
$0.00
Westpac Banking Corporation
Basic Account
$0.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Westpac Banking Corporation
Choice
$5.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Westpac Banking Corporation
Choice eAccount
$3.00
$0
Unlimited
0
$0.00
$3.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1.00
$0.00
Westpac Banking Corporation
Choice Student
$0.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Institution
Product Name
Per Mth
Fee Free Balance
Free Trans Per Mth
OTC Fees
ATM Fees
General Fees
Elec
OTC
Deposit
Withdr.
Network
Foreign
EFTPOS
Phone
Elec.
Chq
'Net
Westpac Banking Corporation
Classic Plus
$10.00
$5000
combinatio
25
$0.00
$2.50
$0.60
$0.00
$0.60
$0.40
$0.00
$1.00
$0.25
AMP Banking
AMP First
$5.00
$0
NaN
NaN
$0.00
NaN
$0.00
$0.00
NaN
$10.00
$0.00
AMP Banking
eASYTransact
$0.00
$0
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
NaN
$10.00
NaN
AMP Banking
Transact
$8.00
$0
unlimited
n/a
$0.00
$0.00
$1.25
$1.25
$0.65
$0.00
NaN
$1.00
$0.00
ANZ Bank
ANZ Access Advantage
$5.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
ANZ Bank
ANZ Access Advantage with ANZ Seniors Privilege
$0.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
ANZ Bank
ANZ Access Select
$2.00
$0
6
0
$0.00
$2.50
$0.50
NaN
$0.50
$0.50
NaN
$0.50
$0.00
Arab Bank
Statement Account
$6.00
$0
Combine
2
$0.00
$2.00
$1.50
$1.50
$0.60
$0.00
$0.00
$0.00
$0.00
Bananacoast Community Credit Union
Business Cheque Account S11
$20.00
$0
Unlimited
Unlimited
$0.50
$0.00
$0.50
NaN
$0.00
$0.00
$0.00
$0.50
$0.00
Bananacoast Community Credit Union
Clubs & Society Account - S20
$0.00
$0
Unlimited
Unlimited
$0.50
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.50
$0.00
Bananacoast Community Credit Union
Community Saver Account - S60
$0.00
$0
Unlimited
Unlimited
$0.50
$0.00
$0.00
NaN
$0.00
$0.00
$0.00
$0.50
$0.00
Bananacoast Community Credit Union
Personal Savings Account - S1
$6.00
$0
unlimited
unlimited
$0.50
$0.00
$0.50
$0.50
$0.00
$0.00
$0.00
$0.50
$0.00
Bank of Queensland
Reverse Charges Account
$4.00
$2000
Unlimited
Unlimited
$0.00
$0.00
$0.00
$2.00
$0.00
$0.00
NaN
$0.00
$0.00
Bank of Queensland
Ultimate
$5.00
$1000
0
0
$0.00
$2.00
$0.65
NaN
$0.65
$0.30
NaN
$1.00
$0.30
Bankstown City Credit Union
MoneyMAX Access
$7.00
$5000
0
0
$0.00
$4.00
$2.00
NaN
$0.50
$0.00
NaN
$2.00
$0.00
Institution
Product Name
Per Mth
Fee Free Balance
Free Trans Per Mth
OTC Fees
ATM Fees
General Fees
Elec
OTC
Deposit
Withdr.
Network
Foreign
EFTPOS
Phone
Elec.
Chq
'Net
BankWest
Bankwest Hero Transaction Account
$0.00
$0
unlimited
unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
BankWest
Bankwest Zero Transaction Account
$0.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
BankWest
Lite Direct Account
$3.99
$0
Unlimited
0
$0.00
$3.00
$0.00
$0.00
$0.00
$0.00
NaN
$1.00
$0.00
BankWest
Lite Transaction Account
$5.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Citibank
Citibank Citicash Account
$5.00
$2000
6
0
$0.00
$0.00
$2.00
$2.00
$2.00
$0.00
NaN
$0.00
$0.00
Citibank
Citibank Citicheque Account
$5.00
$0
20
0
$0.00
$0.00
$2.00
$2.00
$2.00
$0.00
NaN
$0.00
$0.00
Citibank
Citibank Plus Transaction Account
$0.00
$0
Unlimited
N/A
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
Commonwealth Bank
Debit MasterCard - Complete Access
$6.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Commonwealth Bank
Debit MasterCard - Smart Access
$4.00
$0
Unlimited
0
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$1.00
$0.00
Commonwealth Bank
Streamline e-Access
$4.00
$0
Unlimited
0
$0.00
$2.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1.00
$0.00
Commonwealth Bank
Streamline Unlimited
$6.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Community First Credit Union
Access Account
$0.00
$0
0
0
$0.00
$2.50
$2.00
$2.50
$0.75
$0.00
NaN
$2.50
$0.00
Community First Credit Union
Powerup Account
$0.00
$0
0
0
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
Comtax Credit Union
Everyday Living (s1)
$0.00
$0
Unlimited
0
$0.00
$0.00
$1.50
$0.00
$1.50
$0.00
NaN
$6.50
$0.00
CUA
Freedom Plus
$0.00
$0
$2.00
$2.00
$1.50
$1.50
$0.60
$2.00
$0.00
$0.75
$0.00
Institution
Product Name
Per Mth
Fee Free Balance
Free Trans Per Mth
OTC Fees
ATM Fees
General Fees
Elec
OTC
Deposit
Withdr.
Network
Foreign
EFTPOS
Phone
Elec.
Chq
'Net
CUA
Platinum Plus
$0.00
$0
Up to 26
Up to 26
$2.00
$2.00
$1.50
NaN
$0.60
$2.00
NaN
$0.75
$0.00
CUA
Prime Access
$0.00
$0
up to 26
up to 26
$2.00
$2.00
$1.50
$1.50
$0.60
$2.00
$0.00
$0.75
$0.00
Elders Rural Bank
Everyday Account
$6.00
$0
Unlimited
Unlimited
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.60
$0.00
Elders Rural Bank
Everyday Community Account
$0.00
$0
15
0
$0.00
$0.00
$1.00
$0.00
$1.00
$0.00
$0.00
$1.00
$0.00
Encompass Credit Union
Access Plus Savings Account
$0.00
$0
0
0
$0.00
$0.75
$1.50
$1.50
$0.75
$0.00
NaN
$2.50
$0.00
HSBC
Multi Currency Account (AUD)
$2.50
$0
0
0
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
HSBC
Online Savings Account
$0.00
$0
Unlimited
0
$0.00
$5.00
$2.00
NaN
$0.00
$0.00
NaN
$1.00
$0.00
HSBC
Savings Cheque Account
$7.50
$1000
6
6
$0.00
$3.00
$2.00
NaN
$2.00
$1.75
NaN
$3.00
$0.00
Illawarra Credit Union
Access Accounts
$2.00
$0
0
0
$0.00
$0.75
$0.75
$2.00
$1.00
$0.00
$0.00
$0.00
$0.00
Illawarra Credit Union
UniSaver
$0.00
$0
n/a
n/a
$0.00
$0.00
$0.00
$2.00
$0.00
$0.00
$0.00
$0.00
$0.00
IMB
IMB Everyday Account
$0.00
$0
0
0
$0.00
$2.25
$0.70
$2.10
$0.85
$0.00
NaN
$5.00
$0.00
IMB
IMB Everyday Unlimited
$6.00
$2000
$0.00
$0.00
$0.00
NaN
$0.00
$0.00
NaN
$0.00
$0.00
ING Direct
Orange Everyday
$0.00
$0
All
All
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
NaN
$0.00
$0.00