|
|
 |
| General Details |
|---|
|
Institution: |
Westpac Banking Corporation
|
Contact Number: |
13 19 00
|
|
|
Product Name: |
Business Loan - Commercial
|
Apply: |
n/a
|
|
|
|
| Product Details |
|---|
|
Loan Type: |
Fully Drawn Advance
|
Repayment Type: |
Principal & Interest
|
|
|
Security Type: |
Commercial
|
Min Margin: |
0.50
|
|
|
Max Margin: |
0.50
|
Interest Calculated: |
Daily
|
|
|
Min Loan Amount: |
$20,000.00
|
Max Loan Amount: |
-
|
|
|
Min Loan Term: |
-
|
Max Loan Term: |
15
|
|
|
LVR: |
|
Is LVR Negotiable: |
True
|
|
|
Terms & Conditions Avail: |
|
Overdraft Annual Review: |
|
|
|
|
| Interest Rates |
|---|
|
Variable Rate: |
8.19%
|
Base Rate: |
8.19%
|
|
|
Default Rate: |
-
|
1 Yr Fixed: |
6.70%
|
|
|
2 Yr Fixed: |
7.40%
|
3 Yr Fixed: |
8.05%
|
|
|
4 Yr Fixed: |
8.60%
|
5 Yr Fixed: |
8.85%
|
|
|
6 Yr Fixed: |
-
|
7 Yr Fixed: |
9.55%
|
|
|
|
| Fees |
|---|
|
Establishment Fee: |
820
|
Line Fee: |
-
|
|
|
Valuation Fee: |
|
Legal Fee: |
|
|
|
Limit Fee: |
-
|
Unused Limit Fee: |
-
|
|
|
Drawdown Fee: |
-
|
Overdraft Fee: |
-
|
|
|
Discharge Fee: |
-
|
Over Limit Fee: |
-
|
|
|
Temp Overdraft Fee: |
-
|
Switching Fee: |
-
|
|
|
Service Fee: |
$10.00
|
Service Fee Frequency: |
Monthly
|
|
|
Early Termination Fee: |
|
Comments: |
|
|
|
|
| Access to Account |
|---|
|
Redraw Avail: |
|
Redraw Fee: |
-
|
|
|
Cheque Access: |
|
Cheque Fee: |
-
|
|
|
Credit Card Access: |
|
Credit Card Fee: |
-
|
|
|
ATM Access: |
|
ATM Fee: |
-
|
|
|
EFTPOS Access: |
|
EFTPOS Fee: |
-
|
|
|
Phone Access: |
|
Phone Fee: |
-
|
|
|
Internet Access: |
|
Internet Fee: |
-
|
|
|
Business Card Avail: |
|
Business Card Fee: |
-
|
|
|
Other Access: |
|
Other Fee: |
-
|
|
|
|
|
|