Personal Investor




General Details
Institution: Citibank
Contact Number: 13 24 84 (Press 4)
Product Name: Commercial Standard Fixed < $500K
Apply: n/a

Product Details
Loan Type: Fully Drawn Advance
Repayment Type: Principal & Interest
Security Type: Commercial
Min Margin: -
Max Margin: -
Interest Calculated: Daily
Min Loan Amount: $150,000.00
Max Loan Amount: $499,999.00
Min Loan Term: -
Max Loan Term: 15
LVR:
Is LVR Negotiable: False
Terms & Conditions Avail:
Overdraft Annual Review:

Interest Rates
Variable Rate: -
Base Rate: -
Default Rate: -
1 Yr Fixed: 9.05%
2 Yr Fixed: 8.90%
3 Yr Fixed: 8.19%
4 Yr Fixed: 9.15%
5 Yr Fixed: 9.09%
6 Yr Fixed: -
7 Yr Fixed: -

Fees
Establishment Fee: 0.25
Line Fee: -
Valuation Fee: at actual
Legal Fee:
Limit Fee: -
Unused Limit Fee: -
Drawdown Fee: -
Overdraft Fee: -
Discharge Fee: $300.00
Over Limit Fee: -
Temp Overdraft Fee: -
Switching Fee: $300.00
Service Fee: -
Service Fee Frequency: Monthly
Early Termination Fee:
Comments: "Not available after 30 November 2008" Break cost to apply if switching during fixed term. Can make extra repayments of $1000 (max) per month into fixed rate accounts without break cost.Valuation fee at actual.

Access to Account
Redraw Avail:
Redraw Fee: -
Cheque Access:
Cheque Fee: -
Credit Card Access:
Credit Card Fee: -
ATM Access:
ATM Fee: -
EFTPOS Access:
EFTPOS Fee: -
Phone Access:
Phone Fee: -
Internet Access:
Internet Fee: -
Business Card Avail:
Business Card Fee: -
Other Access:
Other Fee: -