Personal Investor




General Details
Institution: BankWest
 Contact Number: 13 17 18
Product Name: Visa Gold
 Apply:

Product Details
Card Type: Visa
 Status Level: Gold
Account Type: Credit
 Purchase Rate: 19.74%
Cash Advance Rate: 20.49%
Intro Rate: -
Intro Term: -
Balance Transfer:
Free Days: 55
 Min Repayment: 2%/$20

Fees
Annual Card Fee: $84.00
 Annual Rewards Fee: $16
Late Payment Fee: $35.00
 Duplicate Statement Fee: $7.50
Trans Verification Fee: $12.00
 Reinstatement Fee: -
Over Limit Fee: $30.00
 Over Limit Fee Charged When Over:
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: -
OS Emergency Card Fee: $100.00
 Interest Charged From: PurchaseDate
Annual Fee Waiver: No


Features
Overseas ATM Availability: Other
 Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: No
Loan Application Fee Discount:
Comments: extra Reward points can be redeemed for quarterly fee

Rewards
Rewards Program Avail:
Program Name: BankWest extra rewards program
Program Partners: Air New Zealand
 Points per Dollar: 2.00
Bonus Points Avail:
Bonus Point Partners: over 200 bonus partners. range of shopping, accomodation, motoring and restaurant partners.
Number of Bonus Points: 20
 Lifetime of Points (mths): 36
Conditions: Annual reward program fee $16. BankWest extra Terms & Conditions available on request


Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: 500 BankWest extra pts = 1 Air New Zealand air point dollar
Domestic Airlines: n/a
 International Airlines: Star Alliance Network