Personal Investor




General Details
Institution: Westpac Banking Corporation
 Contact Number: 13 19 00
Product Name: Holden Mastercard
 Apply: n/a

Product Details
Card Type: Mastercard
 Status Level: Standard
Account Type: Credit
 Purchase Rate: 19.95%
Cash Advance Rate: 20.45%
Intro Rate: -
Intro Term: -
Balance Transfer: 3.99
Free Days: 45
 Min Repayment: 2

Fees
Annual Card Fee: $55.00
 Annual Rewards Fee: -
Late Payment Fee: $35.00
 Duplicate Statement Fee: $7.50
Trans Verification Fee: -
Reinstatement Fee: -
Over Limit Fee: $35.00
 Over Limit Fee Charged When Over: 1
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $2.50
OS Emergency Card Fee: -
Interest Charged From: PurchaseDate
Annual Fee Waiver: Free in first year


Features
Overseas ATM Availability:
Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: false
Loan Application Fee Discount:
Comments: Overseas ATM withdrawal fee clarification: - for accounts in credit after a cash advance- $2.50 charged for the transaction - for accounts in debit after a cash advance- the charge will be 2.0% of the amount (min fee -$2.5, max fee $150)

Rewards
Rewards Program Avail:
Program Name: Holden MasterCard
Program Partners: Holden, Best Western (Australia) Hotels, Bob Jane T-Marts, Westpac General Insurance, VIPTix, Accor Hotels, Flowerpoint
 Points per Dollar: -
Bonus Points Avail:
Bonus Point Partners: 1% bonus rebate with Westpac General Insurance 2% bonus rebate with Holden Retailers
Number of Bonus Points: -
Lifetime of Points (mths): -
Conditions:



Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio:
Domestic Airlines:
International Airlines: