Personal Investor




General Details
Institution: AMP Banking
 Contact Number: 13 30 30
Product Name: AMP Gold Credit Card
 Apply: n/a

Product Details
Card Type: American Express
 Status Level: Gold
Account Type: Credit
 Purchase Rate: 16.99%
Cash Advance Rate: 20.99%
Intro Rate: -
Intro Term: -
Balance Transfer:
Free Days: 55
 Min Repayment: 2.5

Fees
Annual Card Fee: $70.00
 Annual Rewards Fee: $80.00
Late Payment Fee: $30.00
 Duplicate Statement Fee: $10.00
Trans Verification Fee: -
Reinstatement Fee: -
Over Limit Fee: $30.00
 Over Limit Fee Charged When Over:
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: -
OS Emergency Card Fee: -
Interest Charged From: PurchaseDate
Annual Fee Waiver: Yes - see comments


Features
Overseas ATM Availability:
Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: false
Loan Application Fee Discount:
Comments: Annual fee waived in first year and when $18,000 is spent annually. ATM withdrawal limit of $1500 for every consecutive 7 days. Fee of $2.50 or 2% of the transaction whichever is greater per withdrawal.

Rewards
Rewards Program Avail:
Program Name: Rewards Programs - Choices; Ascent; Qantas
Program Partners: Visit www.americanexpress.com.au for details
Points per Dollar: 1.00
Bonus Points Avail:
Bonus Point Partners: Visit www.americanexpress.com.au for details on special offers
Number of Bonus Points: -
Lifetime of Points (mths): -
Conditions: No expiry on rewards points as long as your account remains current.


Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: 1
Domestic Airlines: Memeber Rewards Choices (40) or Membership Rewards (80) or Qantas Direct (80)
 International Airlines: visit www.americanexpress.com.au