INFOCHOICE | Banking

General Details

Institution:	Encompass Credit Union	Contact Number:	13 13 61
Product Name:	Encompass Credit Card	Apply:

Product Details

Card Type:	Visa	Status Level:	Standard
Account Type:	Credit	Purchase Rate:	13.75%
Cash Advance Rate:	13.75%	Intro Rate:	13.75%
Intro Term:	-	Balance Transfer:	13.75
Free Days:	55	Min Repayment:	3

Fees

Annual Card Fee:	$36.00	Annual Rewards Fee:	-
Late Payment Fee:	$25.00	Duplicate Statement Fee:	$15.00
Trans Verification Fee:	$31.50	Reinstatement Fee:	-
Over Limit Fee:	$10.00	Over Limit Fee Charged When Over:	50
OS ATM Fee Balance:	$1.00	OS ATM Fee Withdrawal:	$4.00
OS Emergency Card Fee:	-	Interest Charged From:	PurchaseDate
Annual Fee Waiver:

Features

Overseas ATM Availability:		Interest Paid On Credit Balance:
Purchase Insurance:		Auto Travel Insurance:	false
Loan Application Fee Discount:		Comments:	Duplicate statement fee: minimal fee of $15 applies. Retrieval fee of $35 per hour plus $2.00 per statement page applies. International Emergency Card Replacement Fee = $310

Rewards

Rewards Program Avail:		Program Name:
Program Partners:		Points per Dollar:	-
Bonus Points Avail:		Bonus Point Partners:
Number of Bonus Points:	-	Lifetime of Points (mths):	-
Conditions:

Frequent Flyers

Conversion to Frequent Flyers:		Rewards to Frequent Flyer Ratio:
Domestic Airlines:		International Airlines: