Personal Investor

NSW CREDIT CARDS - INTEREST FREE PERIOD

Choose another table: ALL CREDIT CARDS | INTEREST FREE PERIOD | NO ANNUAL FEE | DEBIT CARDS | CHARGE CARDS | MORTGAGE SECURED CARDS |
Choose another state: NSW | VIC | ACT | QLD | TAS | SA | WA | NT

Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
Westpac Banking Corporation 55 Day Gold Visa/MasterCard
 V, M
 19.99
 21.09
 0.00
 mths
 3.99
 55
 2
 $90
 n/a $35 PurchaseDate
Westpac Banking Corporation 55 Day MasterCard/Visa
 V, M
 19.99
 21.09
 0.00
 mths
 3.99
 55
 2
 $30
 n/a $35 PurchaseDate
Westpac Banking Corporation Altitude
 M, AMEX
 20.74
 20.74
 0.00
 mths
 3.99
 45
 2
 $100
 0 $35 PurchaseDate
Westpac Banking Corporation Altitude Business Limited Edition
 M, AMEX
 20.74
 20.74
 0.00
 mths
45
 2
 $100
 0 $35 PurchaseDate
Westpac Banking Corporation Altitude Gold
 M, AMEX
 20.74
 20.74
 0.00
 mths
 3.99
 45
 2
 $150
 0 $35 PurchaseDate
Westpac Banking Corporation Altitude Platinum
 M, AMEX
 20.74
 20.74
 0.00
 mths
 3.99
 45
 2
 $295
 0 $35 PurchaseDate
Westpac Banking Corporation Earth
 M, AMEX
 17.99
 19.24
 0.00
 mths
 0.99
 45
 2
 $75
 0 $35 PurchaseDate
Westpac Banking Corporation Earth Gold
 M, AMEX
 17.99
 19.24
 0.00
 mths
 0.99
 45
 2
 $125
 0 $35 PurchaseDate
Westpac Banking Corporation Earth Platinum
 M, AMEX
 17.99
 19.24
mths
 0.99
 45
 2
 $250
 $35 PurchaseDate
Westpac Banking Corporation Holden Mastercard
 M
 20.45
 20.45
 0.00
 mths
 3.99
 45
 2
 $55
 0 $35 PurchaseDate
Westpac Banking Corporation Low Rate
 V, M
 13.24
 19.98
 0.00
 mths
 3.99
 55
 2
 $45
 n/a $35 PurchaseDate
Wizard Home Loans Wizard Clear Advantage
 M
 18.49
 18.49
 0.00
 mths
 4.99
 55
 2.5
 $0
 n/a $35 PurchaseDate
Wizard Home Loans Wizard Fast
 AMEX
 17.49
 16.74
 7.99
 6 mths
55
 3
 $25
 33 $20 PurchaseDate
Yes Home Loans American Express LinkPoint
 AMEX
 16.49
 16.49
 0.00
 6 mths
55
 Interest Only
 $25
 35 $0 PurchaseDate
American Express American Express Gold Choices Credit Card
 AMEX
 19.99
 19.99
mths
 6.99
 55
 3
 $49
 40 $30 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
American Express American Express Platinum Credit Card
 AMEX
 19.99
 19.99
 0.00
 mths
 6.99
 55
 2.50
 $395
 0 $30 StatementDate
American Express American Express Platinum MoneyBack Credit Card
 AMEX
 20.49
 20.49
mths
44
 2.50
 $99
 $0 PurchaseDate
American Express Blue Sky Credit Card
AMEX
 19.99
 19.99
 0.00
 mths
 6.99
 55
 2.5
 $0
 0 $30 PurchaseDate
American Express David Jones American Express Card
 AMEX
 20.49
 20.49
mths
 5.99
 56
 2
 $99
 $0 StatementDate
American Express Gold Credit Card
 AMEX
 15.99
 15.99
 0.00
 mths
 6.99
 55
 3
 $70
 $30 PurchaseDate
American Express Qantas American Express Card
 AMEX
 20.49
 20.49
 0.00
 mths
 6.99
 55
 3
 $145
 $30 PurchaseDate
American Express Qantas American Express Premium Card
 AMEX
 20.49
 20.49
 0.00
 mths
 6.99
 55
 3
 $249
 $30 PurchaseDate
American Express Qantas American Express Ultimate Card
 AMEX
 20.49
 20.49
 0.00
 mths
 6.99
 55
 2.5
 $450
 $30 PurchaseDate
American Express Rewards Maximiser
AMEX
 20.49
 20.49
mths
 6.99
 55
 2.5
 $192
 $0 PurchaseDate
American Express Rewards Maximiser Gold Credit Card
 AMEX
 20.39
 20.39

6.99 life of balance introductory offer
 55
 3% of total outstanding balance or $25
 $192
 $0 $30 PurchaseDate
AMP Banking AMP Gold Credit Card
 AMEX
 14.99
 14.99
 0.00
 mths
 7.99
 55
 2.5
 $70
 80 $30 PurchaseDate
AMP Banking AMP Platinum Credit Card
 AMEX
 18.99
 18.99
 0.00
 mths
 6.99
 55
 2.5
 $395
 0 $30 PurchaseDate
ANZ Bank ANZ Balance Visa
 V
 13.41
 20.41
 0.00
 mths
 0
 55
 2
 $79
 22 $35 PurchaseDate
ANZ Bank ANZ First Visa
 V
 19.24
 19.24
mths
 7.99
 44
 2
 $0
 n/a $35 PurchaseDate
ANZ Bank ANZ Frequent Flyer Visa
 V
 19.99
 19.99
 0.00
 mths
44
 2
 $40
 55 $35 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
ANZ Bank ANZ Frequent Flyer Visa Gold
 V
 19.99
 19.99
 0.00
 mths
55
 2
 $95
 55 $35 PurchaseDate
ANZ Bank ANZ Gold
 V
 19.24
 19.24
 0.00
 mths
 7.99
 55
 2
 $87
 n/a $35 PurchaseDate
ANZ Bank ANZ Low Rate MasterCard
 M
 12.41
 20.41
 0.00
 6 mths
 0
 55
 2
 $58
 n/a $35 PurchaseDate
ANZ Bank ANZ Rewards Visa
 V
 19.99
 19.99
 0.00
 mths
44
 2
 $26
 22 $35 PurchaseDate
ANZ Bank ANZ Rewards Visa Gold
 V
 19.99
 19.99
 0.00
 mths
55
 2
 $57
 22 $35 PurchaseDate
Aussie Aussie MasterCard
 M
 11.99
 17.99
 0.00
 mths
 0
 55
 2
 $49
 n/a $35 PurchaseDate
Bananacoast Community Credit Union BCU Bonus Rewarder
 V
 15.80
 15.80
 0.00
 mths
55
 3
 $59
 0 $10 PurchaseDate
Bananacoast Community Credit Union Classic Visa
 V
 10.80
 10.80
 0.00
 mths
55
 3
 $45
 n/a $10 PurchaseDate
Bank of Queensland Gold MasterCard
 M
 19.99
 19.99
 0.00
 mths
44
 3
 $120
 0 $30 PurchaseDate
Bank of Queensland Interest Free Days Card
 V, M
 19.99
 19.99
 0.00
 mths
44
 3
 $49
 0 $30 PurchaseDate
Bank of Queensland Low Rate Visa Card
 V
 12.49
 16.49
 0.00
 mths
44
 3
 $49
 n/a $30 PurchaseDate
BankWest Business extra Visa
 V
 19.00
 20.49


40
 2%/$20
 $140
 16.00 annually per card $35 PurchaseDate
BankWest Lite Gold MasterCard
 M
 11.79
 20.49
mths
 0
 55
 2
 $89
 0 $35 PurchaseDate
BankWest Lite MasterCard
 M
 11.79
 20.49
 0.00
 mths
 0
 55
 2
 $59
 0 $35 PurchaseDate
BankWest More Gold MasterCard
 M
 18.24
 20.49
 0.00
 mths
 4.99
 55
 2%/$20
 $120
 $0 $35 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
BankWest More MasterCard
 M
 18.24
 20.49
 0.00
 mths
 4.99
 55
 2%/$0
 $89
 $0 $35 PurchaseDate
BankWest More Platinum MasterCard
 M
 17.99
 20.49
 0.00
 mths
 4.99
 55
 2%/$20
 $190
 $0 $35 PurchaseDate
BankWest Visa Classic
 V
 19.74
 20.49


55
 2%/$20
 $29
 $16 $35 PurchaseDate
BankWest Visa Gold
 V
 19.74
 20.49


55
 2%/$20
 $84
 $16 $35 PurchaseDate
BankWest Visa Reward
 V
 19.74
 20.49


55
 2%/$20
 $29
 $16 p.a $35 PurchaseDate
BankWest Zero MasterCard
 M
 15.99
 15.99
mths
55
 2
 $0
 0 $35 PurchaseDate
Citibank BP-Citibank Mastercard
 M
 19.89
 19.89
mths
 2.9
 55
 2
 $79
 0 $40 PurchaseDate
Citibank Cash Back Card
 V
 20.74
 20.74
mths
 2.9
 55
 2
 $69
 0 $40 PurchaseDate
Citibank CitiBusiness Gold Card
 V
 20.74
 20.74
mths
 7.99
 55
 2
 $130
 0 $40 PurchaseDate
Citibank Clear Card
 V
 12.49
 20.74
mths
 0
 55
 2
 $65
 n/a $40 PurchaseDate
Citibank Clear Platinum Card
 V
 12.49
 20.74
mths
 0
 55
 2
 $85
 n/a $40 PurchaseDate
Citibank Gold Card
 V, M
 20.74
 20.74
mths
 2.9
 55
 2
 $119
 $40 PurchaseDate
Citibank Platinum Card
 V, M
 20.74
 20.74
mths
 2.9
 55
 2
 $250
 $40 PurchaseDate
Citibank Silver Card
 V, M
 20.74
 20.74
mths
 2.9
 55
 2
 $69
 $40 PurchaseDate
Commonwealth Bank Awards Card
 V, M
 20.14
 20.74
 0.00
 mths
 5.99
 55
 2
 $59
 0 $25 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
Commonwealth Bank Gold Card
 V, M
 20.14
 20.74
 0.00
 mths
 5.99
 55
 2
 $114
 0 $25 PurchaseDate
Commonwealth Bank Low Fee Card
 V, M
 19.39
 20.74
 0.00
 mths
 5.99
 55
 2
 $24
 n/a $25 PurchaseDate
Commonwealth Bank Low Rate Card
 M
 12.64
 19.99
 0.00
 mths
 5.99
 55
 2.00
 $48
 n/a $25 PurchaseDate
Commonwealth Bank Platinum Credit Card
 M
 20.14
 20.74
 0.00
 mths
 5.99
 55
 2
 $200
 0 $25 PurchaseDate
Community First Credit Union Visa Credit Card
 V
 10.50
 10.50
 0.00
 mths
55
 3
 $30
 n/a $25 PurchaseDate
CUA Gold MasterCard
 M
 19.49
 19.49
 0.00
 mths
 4.9
 55
 2
 $75
 0 $15 PurchaseDate
CUA Low Rate MasterCard - Gold
 M
 11.85
 11.85
 4.90
 6 mths
 4.9
 55
 2.00
 $75
 n/a $40 PurchaseDate
CUA Low Rate MasterCard - Silver
 M
 11.85
 11.85
 0.00
 mths
 4.9
 55
 2
 $35
 n/a $40 PurchaseDate
CUA Silver MasterCard
 M
 19.49
 19.49
 0.00
 mths
 4.9
 55
 2
 $35
 0 $15 PurchaseDate
Encompass Credit Union Encompass Credit Card
 V
 13.75
 13.75
 13.75
 mths
 13.75
 55
 3
 $36
 n/a $25 PurchaseDate
GE Money Coles Myer Source MasterCard
 M
 19.75
 19.75
 0.00
 mths
 0
 62
 2.22
 $0
 0 $35 PurchaseDate
GE Money GE Money Low Rate MasterCard
 M
 14.99
 20.49
 0.00
 mths
 4.99
 55
 2.22
 $58
 n/a $35 PurchaseDate
GE Money Myer Visa Card
 V
 18.99
 18.99
 0.00
 mths
62
 2.22
 $39
 0 $35 PurchaseDate
HSBC Classic Credit Card 45 days interest free
 V
 19.99
 21.25

5.99% for up to 6 mths on first bal trans
 45
 3.0% or $20
 $59
 $0 $30 PurchaseDate
HSBC Gold Credit Card
 V
 19.99
 21.25

5.99% for 6 mths on first bal trans
 45
 3.0% or $20
 $99
 $0 $30 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
HSBC Low Rate Credit Card
 V
 15.99
 19.99

0% for 6 months on the first balance transferred
 55
 $30 or 3%
 $49
 $0 $30 PurchaseDate
HSBC Platinum Credit Card
 V
 19.99
 21.25

5.99% for 6 mths on first bal trans
 45
 3% or $20
 $199
 $0 $30 PurchaseDate
IMB IMB Low Rate MasterCard
 M
 11.85
 11.85
mths
 4.9
 55
 3
 $55
 n/a $40 PurchaseDate
IMB IMB Reward Mastercard
 M
 20.24
 20.24
mths
 4.9
 55
 3
 $55
 0 $40 PurchaseDate
Intech Credit Union Limited Titanium 55
 V
 9.55
 9.55


55
 3%
 $36
 n/a $20 PurchaseDate
Macquarie Bank Macquarie Bank Platinum Card
 V
 19.95
 19.95
mths
 0
 55
 2
 $200
 0 $40 PurchaseDate
Macquarie Bank Macquarie Bank RateSaver Card
 V
 11.95
 18.95
mths
 0
 55
 1.5
 $50
 n/a $40 PurchaseDate
Members Equity Bank Members Equity MasterCard
 M
 11.99
 11.99
 0.00
 mths
 11.99
 44
 3
 $39
 n/a $25 PurchaseDate
NAB Ant Card with Rewards
 AMEX
 20.47
 20.47


44
 $10 / 2.5%
 $99
 $0 $30 PurchaseDate
NAB Ant Gold Card with Rewards
 AMEX
 20.47
 20.47


44
 $10 / 2.5%
 $148
 $0 $30 PurchaseDate
NAB Ant with No Annual Card Fee
 AMEX
 19.45
 19.45


44
 $10 / 2.5%
 $0
 $30 PurchaseDate
NAB Low Rate Visa Card
 V
 12.70
 19.99
 0.00
 mths
 0
 55
 2.5
 $49
 n/a $30 PurchaseDate
NAB NAB Qantas Gold Card
 V, M, AMEX
 20.47
 20.47
mths
 6.99
 44
 2.5
 $145.5
 $30 PurchaseDate
NAB NAB Qantas Platinum Card
 V, AMEX
 20.47
 20.47
mths
 6.99
 44
 2.5
 $290
 $30 PurchaseDate
NAB Standard
 V, M
 19.74
 19.74
mths
44
 $10 / 2.5%
 $30
 $0 $30 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
NAB Velocity NAB Credit Card (American Express and Visa Card)
 V, AMEX
 19.99
 19.99
mths
 3.99
 44
 2.5
 $65
 0 $30 PurchaseDate
NAB Velocity NAB Gold Card (American Express and Visa card)
 V, AMEX
 19.99
 19.99
mths
 3.99
 44
 2.5
 $150
 0 $30 PurchaseDate
NAB Visa Gold / Mastercard Gold
 V, M
 19.74
 19.74
 0.00
 mths
44
 $10 / 2.5%
 $90
 $30 PurchaseDate
NAB Visa Gold with Rewards / Mastercard Gold with Rewards
 V, M
 20.47
 20.47


44
 $10 / 2.5%
 $88.3
 $57.20 $30 PurchaseDate
NAB Visa Mini
 V
 19.74
 19.74
 0.00
 6 mths
 5.9
 55
 2.5
 $24
 n/a $30 PurchaseDate
Newcastle Permanent Building Society Value +
 V
 11.84
 15.84

15.84
 55
 $10.00
 $45
 n/a $25 PurchaseDate
NSW Teachers Credit Union Teachers Credit Card
 V
 11.50
 11.50
 7.90
 6 mths
55
 3
 $0
 n/a $25 PurchaseDate
Police Department Employees Credit Union Visa Credit Card
 V
 11.20
 11.20


55
 2.5%
 $30
 n/a $25 PurchaseDate
St. George Bank Gold Low Rate
 V, M
 14.25
 18.25


55
 $10/2%
 $79
 N/A $35 PurchaseDate
St. George Bank Platinum
 V, M
 14.25
 20.49
 0.00
 mths
 3.99
 55
 2
 $89
 $35 PurchaseDate
St. George Bank Starts Low Stays Low
 V, M
 12.99
 12.99
 0.00
 mths
55
 2
 $69
 0 $35 PurchaseDate
St. George Bank Vertigo MasterCard
 M
 11.89
 20.49
 0.00
 mths
 0
 55
 2
 $55
 0 $35 PurchaseDate
St. George Bank Visa BusinessVantage
 V
 17.15
 17.15


55
 $10/2%
 $55
 n/a $25 PurchaseDate
Suncorp AMEX Gold
 AMEX
 17.49
 17.49
 0.00
 mths
55
 2.5
 $69
 33-59 $30 PurchaseDate
Suncorp Suncorp Clear Options Gold
 V
 18.75
 18.75
 0.00
 mths
 0.99
 55
 2.5
 $69
 39-69 $25 PurchaseDate
Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From
Suncorp Suncorp Clear Options Plus
 V
 18.99
 18.99
 0.00
 mths
 0.99
 55
 2.5
 $35
 39-69 $30 PurchaseDate
Sydney Credit Union Low Rate Visa Credit Card
 V
 10.50
 10.50
 0.00
 mths
 10.50
 55
 0
 $30
 n/a $25 StatementDate