NSW INTRODUCTORY (HONEYMOON) RATES (INVESTORS)
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Investors:
SUMMARY
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STANDARD VARIABLE
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BASIC VARIABLE
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INTRO
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RATES
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FEES
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FEATURES
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Institution
Product Name
Intro Rate
Comparison Rate
Intro Term
Intro Type
Fees
Service Fee
Max. LVR
Applic.
Valuat.
Legal
Settle
Suncorp
1 Year Introductory Fixed
6.49
7.04
12
Fixed
$600
$0
$0
$0
$10/mth
95
Sydney Credit Union
Introductory Loan
6.11
6.88
12
Variable
$200
$192.5
$360
$0
$0
95
Trustar Mortgage
3 Year Discount Rate
5.69
6.24
$0
$220
$270
$0
$0
97
Trustar Mortgage
Easy Start Rate
5.94
6.51
12
Variable
$0
$220
$270
$0
$0
97
Wagga Mutual Credit Union
$500 Cash Back Home Loan
5.00
5.60
6
Fixed
$0
$275
$360
$0
$0
95
Wagga Mutual Credit Union
Wagga Gold Home Loan
4.50
5.44
12
Variable
$0
$275
$360
$0
$0
95
A M O
AMO Introductory Rate Home Loan
5.49
6.45
12
Variable
$650
$0
$440
$0
$0
90
AIMS Home Loans
Best Choice Discount Variable Home Loan
5.25
7.06
6
Variable
$660
$0
$0
$0
$0
85
AIMS Home Loans
Super Saver Discount Variable Home Loan
5.92
7.06
12
Variable
$660
$0
$0
$0
$0
85
AMP Banking
Introductory 1 Year Fixed Rate Loan
6.49
6.45
12
Fixed
$350
$0
$295
$250
$0
90
AMP Banking
Introductory Professional Package Variable Rate Loan (Pro Pack)
6.39
6.44
12
Variable
$350
$0
$295
$250
$349/yr
90
Arab Bank
HeadStart Home Loan - 12 Months Introductory Rate
6.49
7.25
12
Variable
$600
$0
$0
$0
$8/mth
95
Arab Bank
HeadStart Home Loan - 6 Months Introductory Rate
5.59
7.20
6
Variable
$600
$0
$0
$0
$8/mth
95
BankWest
Bankwest Rate Tracker Home Loan
5.63
6.61
24
Variable
$950
$0
$0
$0
$0
90
BankWest
Bankwest Rate Tracker Ultra Home Loan
4.87
5.53
36
Variable
$795
$0
$0
$0
$0
90
Institution
Product Name
Intro Rate
Comparison Rate
Intro Term
Intro Type
Fees
Service Fee
Max. LVR
Applic.
Valuat.
Legal
Settle
BankWest
Mortgage Shredder Fixed Introductory Rate
6.84
7.02
12
Fixed
$700
$0
$0
$0
$0/mth
90
BankWest
Mortgage Shredder Variable Introductory Rate
6.80
7.10
12
Variable
$700
$0
$0
$0
$0/mth
95
Better Option Home Loans
BetterOption Rate Beater Home Loan
4.39
8.36
6
Variable
$0
$0
$0
$550
$0
95
Better Option Home Loans
BetterOption Value Pack Loan
4.66
12
$0
$0
$0
$100
$395/yr
97
Better Option Home Loans
No Deposit Loan
4.69
24
Variable
$395
$200
$0
$250
$0
100
Better Option Home Loans
Value Pack Loan
4.66
5.18
12
Variable
$0
$0
$0
$100
$395/yr
97
Commonwealth Bank
1 Year Guaranteed Rate
6.49
6.95
12
Fixed
$600
$0
$0
$100
$8/mth
95
Commonwealth Bank
12 Month Discounted Variable Rate
5.83
6.88
12
Variable
$600
$0
$0
$0
$8/mth
95
Commonwealth Bank
3 Year Special Economiser Discounted Base Variable Rate
6.18
6.34
36
Variable
$600
$0
$0
$0
$8/mth
95
Commonwealth Bank
Complete Home Loan - 12 Month Discounted Variable Rate
4.61
5.67
12
Variable
$600
$0
$0
$0
$8/mth
95
Community First Credit Union
Honeymoon
5.89
6.51
12
Fixed
$500
$198
$360
$0
$0
95
CUA
1 Year Introductory Variable Rate
5.99
6.61
12
Variable
$600
$0
$0
$195
$0
97
CUA
Better Start Home Loan
6.49
6.46
36
Variable
$600
$0
$0
$195
$0
97
Easy Street Financial Services
EasyHome Honeymoon
5.89
6.07
12
Variable
$500
$0
$0
$0
$0
95
Gateway Credit Union
Discount Variable Home Loan
5.59
6.27
12
Variable
$745
$0
$0
$0
$0
95
Institution
Product Name
Intro Rate
Comparison Rate
Intro Term
Intro Type
Fees
Service Fee
Max. LVR
Applic.
Valuat.
Legal
Settle
Gateway Credit Union
Honeymoon Home Loan
5.74
6.53
12
Variable
$745
$0
$0
$0
$0
95
HomeSide Lending
Homeside HomePlus 1 Year Intro
6.19
6.16
12
Fixed
$600
$0
$0
$0
$10/mth
95
HomeSide Lending
Homeside Reducible Mortgage - 1 Year Intro Fixed
6.29
6.39
12
Fixed
$600
$0
$0
$0
$6/mth
95
HomeSide Lending
Homeside Reducible Mortgage - 2 Year Intro Fixed
6.99
6.53
24
Fixed
$600
$0
$0
$0
$6/mth
95
HSBC
Intro Variable Rate Loan
5.76
6.79
12
Variable
$600
$75
$0
$150
$0
90
HSBC
Introductory Home Smart
5.84
6.80
12
Variable
$500
$0
$0
$150
$0
97
Illawarra Credit Union
Flying Start Loan
7.80
8.98
12
Variable
$600
$0
$357.5
$0
$
95
IMB
IMB Discount Variable Home Loan
5.70
6.66
12
Variable
$295
$0
$302.5
$150
$10/mth
95
Morgan Brooks DIRECT
6 Month Introductory Variable
3.45
5.41
6
Variable
$500
$265
$435
$0
$0
95
NAB
NAB Introductory Rate Home Loan (12 months Fixed)
6.19
6.83
12
Fixed
$600
$0
$0
$0
$10/mth
95
NAB
NAB Introductory Rate Home Loan (12 months Variable)
5.65
6.78
12
Variable
$600
$0
$0
$0
$10/mth
95
NAB
NAB Introductory Rate Home Loan (3 years Fixed)
7.29
7.05
36
Fixed
$600
$0
$0
$0
$10/mth
95
NAB
NAB Introductory Rate Home Loan (3 years Variable)
5.94
6.66
36
Variable
$600
$0
$0
$0
$10
95
Nationwide Mortgage
New Start Home Loan
5.27
6.04
12
Variable
$0
$240
$490
$0
$0
90
Newcastle Permanent Building Society
Intro Rate Home Loan
5.92
6.58
12
Variable
$400
$0
$0
$0
$0
95
Institution
Product Name
Intro Rate
Comparison Rate
Intro Term
Intro Type
Fees
Service Fee
Max. LVR
Applic.
Valuat.
Legal
Settle
NSW Teachers Credit Union
Teachers Advantage Loan
6.55
6.33
12
Fixed
$150
$250
$0
$150
$0
95
RAMS Home Loans
RAMS Easy Start
6.04
6.61
24
Variable
$395
$200
$0
$250
$150/yr
95
RAMS Home Loans
RAMS Rate Relief
5.83
6.46
24
Variable
$395
$200
$0
$250
$0
95
RESI Mortgage Corporation
Resi LowStart
5.62
6.61
12
Variable
$550
$236.5
$396
$0
$0
90
RESI Mortgage Corporation
Switch & Save Home Loan
5.95
6.20
24
Variable
$0
$236.5
$396
$0
$0
90
St. George Bank
Intro 1 Year Discount Variable Rate
6.23
12
Variable
$0
$0
$0
$100
$395/yr
95
St. George Bank
Intro 1 Year Fixed Rate
6.24
5.98
12
Fixed
$0
$0
$0
$100
$395/yr
95