Personal Investor

NSW HOME LOAN SUMMARY (OWNER OCCUPIED)

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Owner Occupied: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
Investors: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
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Institution Variable Rate Basic Rate Introductory Fixed Rates (yrs) Fees Max. LVR
Rate Term Type 1 2 3 4 5 Applic. Valuat. Legal Settle Total
Citibank 5.99
 5.43


5.79
 6.45
 6.89
 7.39
 7.39
 $0-$399
 $0
 $0
 $250
 $250-$649
 100
Commonwealth Bank 5.64
 5.13
 4.61
 12
 Variable
 5.39
 5.79
 6.19
 6.59
 6.84
 $0-$600
 $0
 $0
 $0-$100
 $350-$600
 95
Community First Credit Union 5.59
 5.09
 4.99
 12
 Fixed
 5.39
 5.49
 5.69

$500
 $180-$205
 $335.45-$360
 $0
 $1040-$1040.45
 95
Comtax Credit Union 5.20








$800
 $0
 $0
 $0
 $800
 80
CUA 5.52
 5.19
 4.99
 12
 Variable
 4.99
 5.69
 6.29
 6.99
 7.29
 $600
 $0
 $0
 $195
 $795
 97
EMortgage 5.44








$595
 $0
 $0
 $150
 $745
 95
Encompass Credit Union 5.65



4.99
 5.79
 6.49
7.29
 $350
 $200
 $360
 $0
 $910
 95
Ford Co operative Credit Union 5.70
 5.45







$0
 $220
 $264-$265
 $275
 $759-$760
 95
Gateway Credit Union 5.49
5.29
 12
 Fixed
 5.69
 5.89
 5.99

$0
 $230-$300
 $390-$600
 $0
 $620-$900
 95
Greater Building Society 5.55
 5.19


5.55
 6.10
 6.75
 7.20
 7.45
 $0
 $0
 $0
 $0
 $0
 95
Homeloans Ltd 5.09
 5.19


5.09
 5.46
 5.96
 6.66
 6.66
 $65-$564
 $0
 $230-$350
 $0-$75
 $365-$1001.5
 95
HomeSide Lending 5.47
 5.33
 4.79
 12
 Fixed
 4.99
 5.54
 5.99
 6.44
 6.79
 $300-$600
 $0
 $0
 $0
 $300-$600
 95
HSBC 5.84
 5.13
 3.89
 12
 Variable
 5.29
 5.50
 6.09
 6.60
 6.80
 $500-$600
 $0-$75
 $0
 $150
 $650
 97
Illawarra Credit Union 5.20
 5.27
 7.80
 12
 Variable
 5.25
 5.55
 5.95
6.68
 $600
 $0
 $357.5
 $0
 $957.5
 95
IMB 5.60
 5.00
 4.60
 12
 Variable
 5.39
 5.89
 6.49
 6.89
 7.09
 $0-$295
 $0
 $302.5
 $0-$150
 $302.5-$747.5
 95
Institution Variable Rate Basic Rate Introductory Fixed Rates (yrs) Fees Max. LVR
Rate Term Type 1 2 3 4 5 Applic. Valuat. Legal Settle Total
ING Direct 5.09
 5.03


4.99
 5.39
 5.89
 6.69
 6.69
 $0-$499
 $0
 $220
 $0
 $220-$719
 90
Intech Credit Union Limited 5.72








$275
 $200-$235
 $360-$365
 $0
 $875-$1035
 95
LoanAustralia 5.69
 5.46







$350
 $0
 $330
 $75
 $755
 90
Members Equity Bank 5.39



5.85
6.85
7.50
 $0
 $0
 $0
 $0
 $0
 95
Morgan Brooks DIRECT 5.06
3.45
 6
 Variable




$0-$595
 $0-$265
 $60-$435
 $0-$350
 $0-$1200
 95
Mortgage House 5.15
 4.85
 4.45
 3
 Variable




$300
 $0
 $0-$369
 $200-$299.95
 $599.95-$968.95
 90
MyLoan MyWay 5.06



5.15
 5.70
 6.15
 7.15
 7.15
 $0
 $0
 $0
 $0-$395
 $0-$395
 97
MyRate 4.99



4.83
 5.83
 6.43
 6.73
 7.08
 $0
 $0
 $0
 $0
 $0
 95
NAB 5.74
 5.53
 4.65
 12
 Variable
 5.09
 5.64
 6.09
 6.54
 6.89
 $600
 $0
 $0
 $0
 $600
 95
Nationwide Mortgage 5.25



5.84
6.56
6.91
 $0-$395
 $220
 $490
 $0
 $710
 90
Newcastle Permanent Building Society 5.56
 5.16
 4.86
 12
 Variable
 4.89
 5.54
 6.14
 6.64
 6.89
 $0-$400
 $0
 $0
 $0
 $0
 97
NSW Teachers Credit Union 5.54
 5.05
 5.10
 12
 Fixed
 5.38
 5.78
 6.18

$0-$150
 $0-$250
 $0
 $0-$150
 $150-$550
 98
one direct 5.04



4.99
 5.49
 6.19
 6.59
 6.99
 $0
 $250
 $0
 $60
 $310
 90
Police Department Employees Credit Union 5.75








$545
 $0
 $0
 $0
 $545
 93
QuickDirect 4.89



3.49
 5.55
 6.05
 6.55
 6.70
 $0
 $0
 $0
 $0
 $0
 90
Institution Variable Rate Basic Rate Introductory Fixed Rates (yrs) Fees Max. LVR
Rate Term Type 1 2 3 4 5 Applic. Valuat. Legal Settle Total
RAMS Home Loans 5.59
 4.99
 4.59
 24
 Variable
 5.09
 5.64
 6.29
 6.99
 6.99
 $395
 $200
 $0
 $250
 $595-$845
 95
RESI Mortgage Corporation 5.62
4.55
 12
 Variable
 5.95
6.67
7.02
 $0-$550
 $0-$236.5
 $0-$396
 $0
 $0-$632.5
 95
Select Credit Union 5.34





6.69

$0
 $187
 $360
 $0
 $547
 95
SERVICE ONE Members Banking 5.65
 5.25


4.90
5.75
6.75
 $600
 $0
 $0
 $0
 $600
 97
St. George Bank 5.79
 4.99
 4.66
 12
 Variable
 5.19
 5.59
 5.84
 6.49
 6.49
 $0-$700
 $0
 $0
 $100
 $100-$800
 95
Suncorp 5.80
 5.22


5.39
 5.99
 6.49
7.19
 $600
 $0
 $0
 $0
 $600
 95
Sydney Credit Union 5.46
 5.35
 4.60
 12
 Intro
5.60
 5.99

$200
 $192.5-$200
 $360
 $0
 $752.5-$760
 95
Trustar Mortgage 5.94
 6.09
 5.94
 12
 Variable
 6.58
 6.57
 6.59
 6.65
 6.63
 $0-$300
 $220-$300
 $270-$407.5
 $0-$275
 $490-$982.5
 97
Unicom Credit Union 5.75
 5.27


5.25
 5.55
 5.95
6.68
 $600
 $0
 $357.5
 $0
 $957.5
 95
Virgin Money 6.49



5.89
6.79
7.09
 $0
 $0
 $490
 $0
 $490
 95
Wagga Mutual Credit Union 5.57
4.50
 12
 Variable




$0
 $275
 $360
 $0
 $635
 95
Westpac Banking Corporation 5.81
 5.11


5.39
 5.79
 6.09
 6.69
 6.69
 $600
 $0
 $0
 $0
 $600
 97
A M O 5.31
 4.78
 4.36
 12
 Variable
 5.22
 5.66
 6.14
 6.54
 6.79
 $300-$1075
 $0
 $440
 $0-$275
 $740-$1515
 95
Adelaide Bank 5.90
 5.37


5.49
 5.74
 6.19
 6.59
 6.84
 $595
 $0
 $0
 $100
 $695
 100
AIMS Home Loans 5.53
 5.35
 4.32
 6
 Variable




$660
 $0
 $0
 $0
 $660
 85
Institution Variable Rate Basic Rate Introductory Fixed Rates (yrs) Fees Max. LVR
Rate Term Type 1 2 3 4 5 Applic. Valuat. Legal Settle Total
AMP Banking 5.24
 5.24
 5.14
 12
 Variable
 5.69
 5.99
 6.69
7.39
 $0-$350
 $0
 $295
 $250
 $545-$895
 90
ANZ Bank 5.81
 5.11


5.35
 5.69
 6.34
 6.79
 7.19
 $600
 $0
 $0
 $0
 $600
 90
Arab Bank 6.20
 5.49
 4.59
 6
 Variable
 4.90
 5.79
 5.79
 6.19
 6.19
 $0-$600
 $0
 $0
 $0
 $0-$600
 95
Aussie 4.84
 5.04


5.59
 5.64
 5.99
 6.44
 6.49
 $250-$500
 $0-$200
 $0
 $75-$100
 $350-$675
 97
Bananacoast Community Credit Union 5.80
 5.40


5.59
 5.99
 6.69
 7.09
 7.49
 $395
 $0
 $0
 $0
 $395
 95
Bank of Queensland 5.89
 5.31
 4.89
 12
 Variable
 5.29
 5.79
 6.49
 6.99
 7.19
 $0-$595
 $0
 $0
 $0-$100
 $0-$595
 95
Bankstown City Credit Union 5.64








$0
 $198
 $592
 $350
 $1140
 95
Better Option Home Loans 4.89
 4.89
 4.39
 6
 Variable
 4.64
 5.14
 5.54
 6.04
 6.19
 $0-$500
 $0
 $0
 $0-$550
 $0-$500
 97