|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
 |
| Applic. |
Valuat. |
Legal |
Settle |
| RESI Mortgage Corporation |
Complete Home Loan
|
7.47
|
7.52
|
$0
|
$236.5
|
$396
|
$0
|
$0
|
95
|
|
| Select Credit Union |
super mortgage loan
|
7.14
|
7.18
|
$0
|
$187
|
$360
|
$0
|
$0
|
95
|
|
| SERVICE ONE Members Banking |
Standard Variable Loan
|
7.65
|
7.78
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
97
|
|
| St. George Bank |
St. George No Deposit Home Loan Flexible Deposit Option
|
7.31
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
| St. George Bank |
St. George No Deposit Home Loan Quick Start
|
8.24
|
|
$750
|
$0
|
$0
|
$100
|
$12/mth
|
100
|
|
| St. George Bank |
Variable Loan (Advantage Package $100K-$149K)
|
7.49
|
|
$0
|
$0
|
$0
|
$100
|
$395/yr
|
95
|
|
| St. George Bank |
Variable Loan
|
7.74
|
7.69
|
$600
|
$0
|
$0
|
$100
|
$0
|
95
|
|
| St. George Bank |
Variable Loan (Advantage Package $150K-$249K)
|
7.24
|
|
$0
|
$0
|
$0
|
$100
|
$395/yr
|
95
|
|
| St. George Bank |
Variable Loan (Advantage Package $250K plus)
|
7.04
|
|
$0
|
$0
|
$0
|
$100
|
$395/yr
|
95
|
|
| Suncorp |
Standard Variable
|
7.80
|
7.95
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
100
|
|
| Sydney Credit Union |
Propack Home Loan (150,000 - 250,000)
|
6.56
|
6.62
|
$200
|
$192.5
|
$360
|
$0
|
$0
|
95
|
|
| Sydney Credit Union |
Propack Home Loan (251,000 - 500,000)
|
6.31
|
|
$200
|
$192.5
|
$360
|
$0
|
$0
|
100
|
|
| Sydney Credit Union |
Propack Home Loan (501, 000 plus)
|
6.21
|
|
$200
|
$192.5
|
$360
|
$0
|
$0
|
95
|
|
| Sydney Credit Union |
Standard Variable Loan
|
6.91
|
6.97
|
$200
|
$192.5
|
$360
|
$0
|
$0
|
95
|
|
| Trustar Mortgage |
Construction Loan
|
8.24
|
8.26
|
$250
|
$220
|
$420
|
$0
|
$0
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| Trustar Mortgage |
Pro Pack
|
8.92
|
9.06
|
$0
|
$300
|
$407.5
|
$275
|
$330/yr
|
97
|
|
| Trustar Mortgage |
Trustar Lite
|
8.24
|
8.26
|
$250
|
$220
|
$420
|
$0
|
$0
|
90
|
|
| Trustar Mortgage |
Trustar Premium
|
8.24
|
8.26
|
$250
|
$220
|
$420
|
$0
|
$0
|
90
|
|
| Unicom Credit Union |
Reward Rate Home Loan
|
7.70
|
7.77
|
$600
|
$0
|
$357.5
|
$0
|
$0
|
95
|
|
| Unicom Credit Union |
Standard Variable Home Loan
|
8.25
|
8.33
|
$600
|
$0
|
$357.5
|
$0
|
$0
|
95
|
|
| Virgin Money |
Virgin Standard Home Loan Variable
|
7.34
|
7.24
|
$0
|
$0
|
$490
|
$0
|
$0
|
95
|
|
| Wagga Mutual Credit Union |
Standard Variable Home Loan
|
7.48
|
7.55
|
$0
|
$275
|
$360
|
$0
|
$0
|
95
|
|
| Westpac Banking Corporation |
Rocket Investment Loan
|
7.71
|
7.93
|
$750
|
$0
|
$0
|
$0
|
$199/yr
|
100
|
|
| Westpac Banking Corporation |
Variable Rate Investment Property Loan
|
7.71
|
7.85
|
$750
|
$0
|
$0
|
$0
|
$8/mth
|
100
|
|
| Wizard Home Loans |
Smart Choice Loan
|
7.74
|
7.79
|
$100
|
$0
|
$0
|
$660
|
$0
|
90
|
|
| Wizard Home Loans |
VIP Advantage ($150K - <$250K)
|
7.19
|
7.49
|
$350
|
$0
|
$0
|
$295
|
$295/yr
|
90
|
|
| Wizard Home Loans |
VIP Advantage ($250K - <$500K)
|
7.09
|
|
$350
|
$0
|
$0
|
$295
|
$295/yr
|
90
|
|
| Wizard Home Loans |
VIP Advantage (>$500K)
|
7.04
|
|
$350
|
$0
|
$0
|
$295
|
$295/yr
|
90
|
|
| Yes Home Loans |
Construction Loans
|
7.62
|
7.65
|
$450
|
$385
|
$445
|
$0
|
$0
|
95
|
|
| Yes Home Loans |
Credit Access
|
7.37
|
7.40
|
$450
|
$385
|
$445
|
$250
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| Yes Home Loans |
Equity Access Standard
|
7.54
|
7.57
|
$450
|
$385
|
$445
|
$275
|
$0
|
90
|
|
| Yes Home Loans |
Premium Access
|
9.29
|
9.34
|
$395
|
$220
|
$220
|
$0
|
$0
|
95
|
|
| A M O |
AMO Standard Variable Home Loan
|
7.25
|
7.29
|
$300
|
$0
|
$440
|
$0
|
$0
|
95
|
|
| Adelaide Bank |
Standard Variable
|
7.80
|
7.96
|
$595
|
$0
|
$0
|
$100
|
$10/mth
|
100
|
|
| Adelaide Bank |
Variable SmartFit
|
6.49
|
6.65
|
$595
|
$0
|
$0
|
$100
|
$10/mth
|
90
|
|
| AIMS Home Loans |
AIMS Discount Variable Rate Home Loan
|
6.44
|
6.49
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| AIMS Home Loans |
Complete Variable Home Loan
|
7.18
|
7.23
|
$660
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| AIMS Home Loans |
Gold Standard Variable Home Loan
|
6.63
|
6.68
|
$660
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| AIMS Home Loans |
Money Saver Variable Home Loan
|
6.69
|
6.74
|
$660
|
$0
|
$0
|
$0
|
$0
|
90
|
|
| AIMS Home Loans |
Platinum Standard Variable Home Loan
|
8.60
|
8.68
|
$660
|
$
|
$
|
$330
|
$
|
85
|
|
| AMP Banking |
Professional Package Variable Rate loan ($1,500,000 +)
|
7.12
|
7.14
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($100,000-$249,999)
|
7.37
|
7.39
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
95
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($250,000-$749,999)
|
7.22
|
7.24
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
95
|
|
| AMP Banking |
Professional Package Variable Rate Loan ($750,000-$1,499,999)
|
7.17
|
7.19
|
$0
|
$0
|
$295
|
$250
|
$349/yr
|
90
|
|
| ANZ Bank |
Breakfree Home Loan Package ($700,000 plus)
|
7.04
|
7.13
|
$0
|
$0
|
$0
|
$0
|
$340/yr
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| ANZ Bank |
Variable Loan
|
7.74
|
7.84
|
$600
|
$0
|
$0
|
$0
|
$5/mth
|
90
|
|
| Arab Bank |
Standard Variable Rate Home Loan
|
7.95
|
8.00
|
$600
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Aussie |
Aussie Standard Variable
|
6.65
|
6.70
|
$300
|
$200
|
$0
|
$75
|
$0
|
90
|
|
| Bananacoast Community Credit Union |
Investment Flexi Home Loan
|
7.40
|
7.43
|
$395
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Bananacoast Community Credit Union |
Investment Premier Package Variable
|
7.10
|
7.13
|
$395
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Bananacoast Community Credit Union |
Investment Standard Variable
|
7.80
|
7.83
|
$395
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Bank of Queensland |
Home Loan Privileges $150k to $200k
|
7.49
|
7.80
|
$0
|
$0
|
$0
|
$0
|
$375/yr
|
100
|
|
| Bank of Queensland |
Home Loan Privileges $200k to $250k
|
7.34
|
|
$0
|
$0
|
$0
|
$0
|
$375/yr
|
100
|
|
| Bank of Queensland |
Home Loan Privileges $250k +
|
7.04
|
|
$0
|
$0
|
$0
|
$0
|
$375/yr
|
100
|
|
| Bank of Queensland |
Standard Variable
|
7.74
|
7.86
|
$495
|
$0
|
$0
|
$100
|
$8/mth
|
100
|
|
| Bankstown City Credit Union |
Home Manager
|
6.49
|
6.58
|
$0
|
$198
|
$592
|
$350
|
$0
|
95
|
|
| Bankstown City Credit Union |
Property Manager
|
6.49
|
6.58
|
$0
|
$198
|
$592
|
$350
|
$0
|
95
|
|
| BankWest |
Mortgage Shredder
|
7.65
|
7.86
|
$700
|
$0
|
$0
|
$0
|
$15/mth
|
95
|
|
| Better Option Home Loans |
BetterOption Variable Rate Loan
|
7.52
|
7.52
|
$0
|
$0
|
$0
|
$0
|
$0/yr
|
95
|
|
| BMC Mortgage Corp |
Home Loan (2) - Standard
|
7.18
|
7.21
|
$660
|
$0
|
$0
|
$0
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| BMC Mortgage Corp |
Investment Loan (1) - Standard
|
7.77
|
7.80
|
$660
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| BMC Mortgage Corp |
Investment Loan (2) - Standard
|
7.18
|
7.21
|
$660
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| BMC Mortgage Corp |
Premium Choice Owner Occupied or Investment Loan
|
7.87
|
7.90
|
$700
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Citibank |
Mortgage Plus Standard Variable $200K to <$300K
|
7.59
|
7.90
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
100
|
|
| Citibank |
Mortgage Plus Standard Variable $300K to <$500K
|
7.39
|
7.70
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
100
|
|
| Citibank |
Mortgage Plus Standard Variable >$500K
|
7.39
|
7.70
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
95
|
|
| Citibank |
Mortgage Plus Standard Variable Offset $200K <$300K
|
7.59
|
7.90
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
100
|
|
| Citibank |
Mortgage Plus Standard Variable Offset $300K <$500K
|
7.39
|
7.70
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
100
|
|
| Citibank |
Mortgage Plus Standard Variable Offset >$500K
|
7.39
|
7.70
|
$0
|
$0
|
$0
|
$250
|
$350/yr
|
95
|
|
| Citibank |
Standard Variable
|
8.09
|
8.22
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
100
|
|
| Citibank |
Standard Variable Offset
|
8.09
|
8.22
|
$399
|
$0
|
$0
|
$250
|
$8/mth
|
100
|
|
| Commonwealth Bank |
Investment Home Loan
|
7.74
|
7.86
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| Community First Credit Union |
Interest Only Investment Loan
|
7.29
|
7.80
|
$500
|
$205
|
$335.45
|
$0
|
$0
|
90
|
|
| Community First Credit Union |
True Professional Home Loan balances >$250,000
|
7.04
|
7.10
|
$500
|
$205
|
$335.45
|
$0
|
$200/yr
|
95
|
|
| Community First Credit Union |
True Value Variable Home Loan
|
7.74
|
7.82
|
$500
|
$205
|
$335.45
|
$0
|
$0
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| Comtax Credit Union |
Home Loan
|
7.64
|
7.64
|
$250
|
$250
|
$500
|
$0
|
$0
|
80
|
|
| CUA |
Discounted Variable
|
7.37
|
7.29
|
$600
|
$0
|
$0
|
$195
|
$0
|
97
|
|
| CUA |
Standard Variable Loan
|
7.62
|
7.50
|
$600
|
$0
|
$0
|
$195
|
$0
|
97
|
|
| Delany Financial |
Construction Loan
|
9.75
|
9.60
|
$0
|
$250
|
$275
|
$1445
|
$0
|
80
|
|
| Delany Financial |
Golden Variable Loan
|
7.85
|
7.95
|
$0
|
$250
|
$275
|
$1445
|
$0
|
95
|
|
| Delany Financial |
Professional Pack
|
7.85
|
7.95
|
$0
|
$250
|
$275
|
$1445
|
$0
|
95
|
|
| Economy Home Loans |
Economy Standard Variable
|
8.85
|
8.87
|
$250
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Economy Home Loans |
Economy Standard Variable >$300K
|
8.70
|
8.87
|
$250
|
$0
|
$0
|
$350
|
$395/yr
|
95
|
|
| ELC - Electronic Loan Company |
ELC E Home Loan
|
7.50
|
7.50
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| ELC - Electronic Loan Company |
ELC E Pro Pack Loan
|
7.40
|
7.40
|
$0
|
$0
|
$0
|
$0
|
$395/yr
|
90
|
|
| EMortgage |
Advantage Rate Home Loan
|
7.99
|
8.15
|
$595
|
$0
|
$0
|
$150
|
$120/yr
|
95
|
|
| Encompass Credit Union |
Interest Only Home Loan
|
7.55
|
7.62
|
$350
|
$200
|
$360
|
$0
|
$0
|
90
|
|
| Encompass Credit Union |
Standard Variable Home Loan
|
7.55
|
7.62
|
$350
|
$200
|
$360
|
$0
|
$0
|
95
|
|
| First Permanent |
No Deposit Investorloan
|
9.75
|
|
$800
|
$0
|
$0
|
$0
|
$0
|
106
|
|
| Gateway Credit Union |
Property Investment Home Loan
|
7.29
|
7.36
|
$0
|
$230
|
$390
|
$0
|
$0
|
95
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| Gateway Credit Union |
Standard Variable Home Loan
|
7.29
|
7.36
|
$0
|
$230
|
$390
|
$0
|
$0
|
95
|
|
| GE Money |
Flexible Options Standard
|
8.97
|
9.20
|
$0
|
$0
|
$0
|
$0
|
$295/yr
|
95
|
|
| Homeloans Ltd |
Balanced Loan Special Variable
|
8.06
|
8.14
|
$599
|
$0
|
$230
|
$65
|
$0
|
90
|
|
| Homeloans Ltd |
Homeloans Premium Full Doc
|
7.19
|
7.25
|
$564
|
$0
|
$300
|
$0
|
$0
|
95
|
|
| Homeloans Ltd |
Homeloans Premium Full Doc (Pro Pack)
|
7.09
|
7.45
|
$564
|
$0
|
$300
|
$137.5
|
$330/yr
|
95
|
|
| Homeloans Ltd |
Homeloans Premium Saver
|
6.99
|
7.34
|
$564
|
$0
|
$300
|
$137.5
|
$330/yr
|
95
|
|
| Homeloans Ltd |
Smart Saver
|
7.39
|
7.46
|
$564
|
$0
|
$350
|
$75
|
$0
|
95
|
|
| HomeSide Lending |
Homeside HomePlus
|
7.67
|
7.82
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside HomePlus Interest Only Loan (Variable)
|
7.67
|
7.81
|
$600
|
$0
|
$0
|
$0
|
$10/mth
|
95
|
|
| HomeSide Lending |
Homeside Offset Home Loan
|
7.33
|
7.46
|
$600
|
$0
|
$0
|
$0
|
$8/mth
|
95
|
|
| HomeSide Lending |
Homeside Reducible Mortgage - Standard Variable
|
7.97
|
8.08
|
$600
|
$0
|
$0
|
$0
|
$6/mth
|
95
|
|
| HSBC |
Home Rewards Loan
|
7.74
|
7.17
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
| HSBC |
PowerVantage Home Smart - NSW/ACT
|
7.24
|
7.28
|
$250
|
$0
|
$0
|
$150
|
$20/mth
|
97
|
|
| HSBC |
PowerVantage Variable - NSW
|
7.24
|
7.28
|
$250
|
$0
|
$0
|
$150
|
$20/mth
|
97
|
|
| HSBC |
Variable Home Smart
|
7.74
|
7.81
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| HSBC |
Variable Loan
|
7.74
|
7.81
|
$500
|
$0
|
$0
|
$150
|
$0
|
97
|
|
| Illawarra Credit Union |
Reward Rate Home Loan
|
7.70
|
7.77
|
$600
|
$0
|
$357.5
|
$0
|
$0
|
95
|
|
| Illawarra Credit Union |
Standard Variable Loan
|
8.25
|
8.33
|
$600
|
$0
|
$357.5
|
$0
|
$0
|
95
|
|
| IMB |
IMB Professional Mortgage Home Loan $200,000 to $299,999
|
7.10
|
7.12
|
$0
|
$0
|
$313.5
|
$0
|
$0
|
100
|
|
| IMB |
IMB Professional Mortgage Home Loan > $300,000
|
7.05
|
7.07
|
$0
|
$0
|
$313.5
|
$0
|
$0
|
100
|
|
| IMB |
IMB Standard Variable Home Loan
|
7.70
|
7.76
|
$295
|
$0
|
$313.5
|
$150
|
$0
|
100
|
|
| ING Direct |
Construction Loan
|
7.90
|
7.27
|
$0
|
$0
|
$220
|
$0
|
$0
|
90
|
|
| ING Direct |
Mortgage Simplifier
|
7.19
|
7.19
|
$0
|
$0
|
$220
|
$0
|
$0
|
95
|
|
| ING Direct |
SmartPack Mortgage Simplifier
|
7.13
|
7.17
|
$499
|
$0
|
$220
|
$0
|
$0
|
95
|
|
| Intech Credit Union Limited |
Classic Home Loan
|
6.61
|
6.69
|
$275
|
$200
|
$360
|
$0
|
$0
|
95
|
|
| Intech Credit Union Limited |
Interest Only Investment Loan
|
6.61
|
6.90
|
$275
|
$200
|
$360
|
$0
|
$0
|
95
|
|
| Liberty Financial |
Star
|
11.00
|
11.11
|
$0
|
$275
|
$690
|
$0
|
$0
|
100
|
|
| LoanAustralia |
Basic
|
8.50
|
8.60
|
$350
|
$0
|
$330
|
$500
|
$0
|
95
|
|
| LoanAustralia |
Construction
|
6.80
|
6.86
|
$350
|
$0
|
$330
|
$75
|
$0
|
90
|
|
| LoanAustralia |
Flexi-Plus Loan
|
6.80
|
6.86
|
$350
|
$0
|
$330
|
$75
|
$0
|
90
|
|
|
Institution |
Product Name |
Variable Rate |
Comparison Rate |
Fees |
Service Fee |
Max. LVR |
|
| Applic. |
Valuat. |
Legal |
Settle |
| LoanAustralia |
Optimiser
|
6.79
|
6.85
|
$350
|
$0
|
$330
|
$75
|
$0
|
90
|
|
| LoanAustralia |
Optimiser Plus
|
8.50
|
8.53
|
$350
|
$0
|
$330
|
$0
|
$0
|
95
|
|
| Members Equity Bank |
SMHL Interest Only
|
7.24
|
7.24
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Members Equity Bank |
SMHL Offset
|
7.54
|
7.54
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Members Equity Bank |
SMHL Standard
|
7.24
|
7.24
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Premier Investor
|
8.90
|
8.68
|
$0
|
$265
|
$435
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Premier Pro Pack
|
8.65
|
8.77
|
$0
|
$265
|
$435
|
$350
|
$395/yr
|
8.4
|
|
| Morgan Brooks DIRECT |
Premium
|
7.23
|
7.23
|
$0
|
$265
|
$435
|
$0
|
$0
|
95
|
|
| Morgan Brooks DIRECT |
Premium Investor
|
7.07
|
7.07
|
$275
|
$265
|
$435
|
$0
|
$330/yr
|
95
|
|
| Mortgage House |
Engage
|
8.84
|
8.89
|
$300
|
$0
|
$0
|
$250
|
$0
|
90
|
|
| Mortgage House |
Freedom Home Loan
|
6.86
|
6.81
|
$300
|
$0
|
$0
|
$200
|
$0
|
90
|
|
| Mortgage House |
Professional Pac
|
6.79
|
7.02
|
$300
|
$0
|
$0
|
$200
|
$250/yr
|
90
|
|
| MyLoan MyWay |
Advantage Rate Home Loan
|
7.09
|
7.12
|
$0
|
$0
|
$0
|
$0
|
$0
|
95
|
|
| MyRate |
MyRate - 100% Variable Rate Loan
|
8.78
|
8.78
|
$0
|
$0
|
$0
|
$0
|
$0
|
100
|
|
