Personal Investor

NSW STANDARD VARIABLE RATES (OWNER OCCUPIED)

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Owner Occupied: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
Investors: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
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Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Westpac Banking Corporation Premier Advantage Package ($150,000-$249,999)(Pro Pack)
 6.61
 6.74
 $0
 $0
 $0
 $0
 $395/yr
 87
Westpac Banking Corporation Premier Advantage Package ($250,000 plus)(Pro Pack)
 6.31
 6.44
 $0
 $0
 $0
 $0
 $395/yr
 87
Westpac Banking Corporation Premium Option Home Loan
 7.01
 7.14
 $600
 $0
 $0
 $0
 $8/mth
 87
Westpac Banking Corporation Rocket Repay Home Loan
 7.01
 7.14
 $600
 $0
 $0
 $0
 $199/yr
 87
A M O AMO Standard Variable Home Loan
 6.35
 6.43
 $300
 $350
 $440
 $100
 $0
 90
Adelaide Bank Standard Variable
 6.70
 6.86
 $595
 $0
 $0
 $100
 $10/mth
 97
Adelaide Bank Variable SmartFit
 6.24
 6.40
 $595
 $0
 $0
 $100
 $10/mth
 90
AIMS Home Loans Complete Variable Home Loan
 7.01
 7.06
 $660
 $0
 $0
 $0
 $0
 85
AIMS Home Loans Gold Standard Variable Home Loan
 6.46
 6.51
 $660
 $0
 $0
 $0
 $0
 85
AMP Banking Classic Variable Rate Loan
 6.94
 7.09
 $350
 $0
 $295
 $250
 $10/mth
 90
AMP Banking Professional Package Variable Rate loan ($1,500,000+)(Pro Pack)
 5.39
 5.41
 $0
 $0
 $295
 $250
 $349/yr
 90
AMP Banking Professional Package Variable Rate Loan ($100,000-$249,999)(Pro Pack)
 6.54
 6.59
 $350
 $0
 $295
 $250
 $349/yr
 90
AMP Banking Professional Package Variable Rate Loan ($250,000 - $749,999) (Pro Pack)
 6.39
 6.44
 $350
 $0
 $295
 $250
 $349/yr
 90
AMP Banking Professional Package Variable Rate Loan ($750,000+)(Pro Pack)
 6.34
 6.39
 $350
 $0
 $295
 $250
 $349/yr
 90
ANZ Bank ANZ Breakfree Home Loan Package ($150,000-$249,999)
 6.41
$0
 $0
 $0
 $0
 $340/yr
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
ANZ Bank ANZ Breakfree Home Loan Package ($250,000-$699,999)
 6.31
$0
 $0
 $0
 $0
 $340/yr
 90
ANZ Bank ANZ Breakfree Home Loan Package ($700,000 plus)
 6.21
$0
 $0
 $0
 $0
 $340/yr
 90
ANZ Bank ANZ Standard Variable Loan
 6.91
 7.01
 $600
 $0
 $0
 $0
 $5/mth
 90
Arab Bank Standard Variable Rate Home Loan
 7.20
 7.25
 $600
 $0
 $0
 $0
 $0
 95
Aussie Aussie Classic LVR 70.01% - 80%
 5.67
 5.72
 $500
 $0
 $0
 $100
 $0
 82
Aussie Aussie Classic LVR 80.01% - 90%
 5.72
 5.72
 $500
 $0
 $0
 $100
 $0
 92
Aussie Aussie Classic Plus ($350,000 - $499,999) (LVR < = 60%)
 5.41
 6.27
 $250
 $0
 $0
 $100
 $15/mth
 62
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 70.01% - 80%
 5.50
$250
 $0
 $0
 $100
 $0
 82
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 80% - 90%
 5.55
$250
 $0
 $0
 $100
 $0
 92
Aussie Aussie Classic Plus ($350,000 - $499,999) LVR 90% - 95%
 5.55
$250
 $0
 $0
 $100
 $15/mth
 97
Aussie Aussie Classic Plus (> $500,000) LVR 70.01% - 80%
 5.45
$250
 $0
 $0
 $100
 $15/mth
 82
Aussie Aussie Classic Plus (> $500,000) LVR 80% - 90%
 5.52
$250
 $0
 $0
 $100
 $15/mth
 92
Aussie Aussie Classic Plus (> $500,000) LVR 90% - 95%
 5.50
$250
 $0
 $0
 $100
 $15/mth
 97
Aussie Aussie Classic Plus (>=$500,000) (LVR <=60%)
 5.37
 6.27
 $250
 $0
 $0
 $100
 $0
 62
Aussie Aussie Classic Plus (>=$500,000) (LVR <=70%)
 6.11
$250
 $0
 $0
 $100
 $15/mth
 72
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Aussie Aussie Classic Plus Variable
 5.55
$250
 $0
 $0
 $100
 $15/mth
 97
Aussie Aussie Standard Variable
 6.69
 6.74
 $300
 $200
 $0
 $75
 $0
 90
Bananacoast Community Credit Union Discounted Variable Rate Home Loan
 6.50
 6.54
 $600
 $0
 $0
 $0
 $0
 95
Bananacoast Community Credit Union Discounted Variable Rate Home Loan
 6.20
 6.24
 $600
 $0
 $0
 $0
 $0
 95
Bananacoast Community Credit Union Variable Rate Home Loan
 6.90
 6.94
 $600
 $0
 $0
 $0
 $0
 95
Bank of Queensland Standard Variable
 7.01
 7.13
 $495
 $0
 $0
 $100
 $10/mth
 95
Bankstown City Credit Union Home Manager - Home Loan
 6.49
 6.67
 $0
 $198
 $592
 $350
 $0
 95
Bankstown City Credit Union Property Manager - Investment Property Loan
 6.49
 6.62
 $0
 $198
 $592
 $350
 $0
 95
BankWest Mortgage Shredder
 6.80
 7.01
 $700
 $0
 $0
 $0
 $15/mth
 95
Better Option Home Loans BetterOption Value Pack Loan
 4.89
$0
 $0
 $0
 $100
 $0/yr
 97
BMC Mortgage Corp Home Loan - Standard Variable
 5.40
 5.43
 $660
 $0
 $0
 $0
 $0
 90
Citibank Standard Variable
 6.88
 7.02
 $399
 $0
 $0
 $250
 $8/mth
 90
Citibank Standard Variable Offset
 6.88
 7.02
 $399
 $0
 $0
 $250
 $8/mth
 90
Commonwealth Bank Complete Home Loan Standard
6.86
 6.99
 $600
 $0
 $0
 $100
 $8/mth
 95
Commonwealth Bank Wealth Package ($150,000-$350,000)
 6.36
 6.49
 $0
 $0
 $0
 $100
 $350/yr
 95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Commonwealth Bank Wealth Package ($350,000-$750,000)
 6.26
 6.39
 $0
 $0
 $0
 $100
 $350/yr
 95
Commonwealth Bank Wealth Package ($750,000 plus)
 6.16
 6.29
 $0
 $0
 $0
 $100
 $350/yr
 95
Community First Credit Union True Value Variable Home Loan
 6.74
 6.82
 $500
 $198
 $335.45
 $0
 $0
 95
Comtax Credit Union Home Loan
5.95
$800
 $0
 $0
 $0
 $0
 80
CUA Discounted Standard Variable $250k +
 6.37
 6.28
 $600
 $0
 $0
 $195
 $0
 97
CUA Standard Variable Loan
 6.62
 6.50
 $600
 $0
 $0
 $195
 $0
 97
EMortgage Advantage Rate Home Loan
 5.44
 5.61
 $595
 $0
 $0
 $150
 $120/yr
 95
Encompass Credit Union Standard Variable Home Loan
 6.40
 6.44
 $350
 $200
 $360
 $0
 $0
 95
First Permanent No Deposit Establishment Loan
 9.75
 10.16
 $800
 $
 $
 $
 $
 106
Ford Co operative Credit Union Value Plus Home Loan
 5.70
 5.74
 $0
 $220
 $265
 $275
 $0
 95
Gateway Credit Union Property Investment Home Loan
 6.34
 6.39
 $745
 $0
 $0
 $0
 $0
 95
Gateway Credit Union Standard Variable Home Loan
 6.34
 6.39
 $745
 $0
 $0
 $0
 $0
 95
Greater Building Society Getaways Home Loan
 6.55
 6.55
 $0
 $0
 $0
 $0
 $0
 95
Greater Building Society Mortgage Express
 6.75
 6.81
 $0
 $0
 $0
 $0
 $5/mth
 95
Homeloans Ltd Balanced Loan Special Variable
6.20
 6.28
 $499
 $0
 $230
 $65
 $0
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Homeloans Ltd Easy Saver
6.24
 6.31
 $499
 $0
 $375
 $65
 $0
 85
Homeloans Ltd Homeloans Premium Full Doc
 6.24
 6.30
 $65
 $0
 $300
 $0
 $0
 95
Homeloans Ltd Homeloans Premium Saver
 6.09
 6.45
 $65
 $0
 $300
 $0
 $330/yr
 90
Homeloans Ltd Smart Saver
 6.54
 6.62
 $564
 $0
 $350
 $75
 $0
 95
HomeSide Lending Homeside HomePlus
 6.22
 6.38
 $600
 $0
 $0
 $0
 $10/mth
 95
HomeSide Lending Homeside HomePlus Interest Only Loan (Variable)
 6.22
 6.38
 $600
 $0
 $0
 $0
 $10/mth
 95
HomeSide Lending Homeside Offset Home Loan
 5.63
 5.77
 $600
 $0
 $0
 $0
 $8/mth
 95
HomeSide Lending Homeside Reducible Mortgage - Standard Variable
 6.27
 6.39
 $600
 $0
 $0
 $0
 $6/mth
 95
HSBC Home Rewards Loan
 6.84
 6.27
 $500
 $0
 $0
 $150
 $0
 97
HSBC Variable Home Smart
 6.84
 6.91
 $500
 $0
 $0
 $150
 $0
 97
HSBC Variable Loan
 6.84
 6.91
 $500
 $0
 $0
 $150
 $0
 97
Illawarra Credit Union Reward Rate Home Loan
 6.20
 6.27
 $600
 $0
 $357.5
 $0
 $0
 95
Illawarra Credit Union Standard Variable Loan
 6.75
 6.82
 $600
 $0
 $357.5
 $0
 $0
 95
IMB IMB Standard Variable Home Loan
 6.70
 6.75
 $295
 $0
 $302.5
 $150
 $0
 95
ING Direct Mortgage Simplifier
 5.34
 5.34
 $0
 $0
 $220
 $0
 $0
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Intech Credit Union Limited Classic Home Loan
 6.81
 6.89
 $275
 $200
 $360
 $0
 $0
 95
Laiki Bank Options Plus Home Loan Package
6.20
 6.29
 $0
 $220
 $365
 $0
 $10/mth
 90
Members Equity Bank SMHL Offset
 6.79
 6.79
 $0
 $0
 $0
 $0
 $0
 95
Members Equity Bank SMHL Standard
 6.49
 6.49
 $0
 $0
 $0
 $0
 $0
 95
Morgan Brooks DIRECT Full Doc - Non Conforming - LVR 60.01 - 65%
 7.05
 7.12
 $0
 $435
 $265
 $750
 $0/yr
 65
Morgan Brooks DIRECT Full Doc - Non Conforming - LVR 65.01 - 70%
 7.15
 7.28
 $0
 $265
 $435
 $750
 $0/yr
 70
Morgan Brooks DIRECT Full Doc - Non Conforming - LVR 70.01 - 75%
 7.30
 7.43
 $0
 $265
 $435
 $750
 $0/yr
 75
Morgan Brooks DIRECT Full Doc - Non Conforming - LVR 75.01 - 80%
 7.55
 7.68
 $0
 $265
 $435
 $750
 $0/yr
 80
Morgan Brooks DIRECT Full Doc - Non Conforming - LVR 80.01 - 85%
 8.55
 8.69
 $0
 $265
 $435
 $750
 $0/yr
 85
Morgan Brooks DIRECT Full Doc- Non Conforming - LVR 85.01 - 90%
 9.50
 9.65
 $0
 $265
 $435
 $750
 $0/yr
 90
Morgan Brooks DIRECT No Financials - Non Conforming - LVR 60.01 - 65%
 7.90
 7.98
 $0
 $265
 $435
 $750
 $0
 65
Morgan Brooks DIRECT No Financials - Non Conforming - LVR 65.01 - 70%
 8.00
 8.08
 $0
 $265
 $435
 $750
 $0
 70
Morgan Brooks DIRECT No Financials - Non Conforming - LVR 70.01 - 75%
 8.35
 8.43
 $0
 $265
 $435
 $750
 $0
 75
Morgan Brooks DIRECT No Financials - Non Conforming - LVR 75.01 - 80%
 8.70
 8.78
 $0
 $265
 $435
 $750
 $0
 80
Morgan Brooks DIRECT No Financials - Non Conforming - LVR 80.01 - 85%
 10.05
 10.13
 $0
 $265
 $435
 $750
 $0
 85
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Morgan Brooks DIRECT Premier Home Loan
 8.80
 8.58
 $0
 $265
 $435
 $0
 $0
 95
Morgan Brooks DIRECT Premier Pro Pack
8.65
 8.77
 $0
 $265
 $435
 $350
 $395/yr
 8.4
Morgan Brooks DIRECT Premium
 5.23
 5.26
 $0
 $265
 $435
 $0
 $0
 95
Morgan Brooks DIRECT Premium Discount Variable
5.58
 5.02
 $595
 $0
 $60
 $0
 $655
 95
Morgan Brooks DIRECT Premium Investor
5.06
 5.24
 $275
 $265
 $435
 $0
 $330/yr
 95
Morgan Brooks DIRECT Premium Standard Variable >300k
 5.03
 5.04
 $0
 $0
 $220
 $499
 $0
 95
MyLoan MyWay Advantage Rate Home Loan
 6.13
 6.16
 $0
 $0
 $0
 $0
 $0
 90
MyRate MyRate.com.au - Advantage Rate Loan
 6.13
 6.13
 $0
 $0
 $0
 $0
 $0
 90
MyRate MyRate.com.au Advantage Rate Loan (>$600K)
 6.09
 6.09
 $0
 $0
 $0
 $0
 $0
 95
MyRate MyRate.com.au Construction Loan
 6.13
 6.13
 $0
 $0
 $0
 $0
 $0
 90
NAB NAB National Choice Package ($250,000 and above)
 6.14
 6.51
 $0
 $0
 $0
 $0
 $395/yr
 95
NAB NAB Tailored Home Loan - Variable Rate
 6.74
 6.87
 $600
 $0
 $0
 $0
 $10/mth
 95
Nationwide Mortgage First Choice Home Loan
 6.50
 6.55
 $0
 $240
 $490
 $0
 $0
 90
Nationwide Mortgage Low Deposit Home Loan
 6.50
 6.55
 $0
 $240
 $490
 $0
 $0
 90
Nationwide Mortgage True Saver Home Loan
 6.13
 6.18
 $0
 $240
 $490
 $0
 $0
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Newcastle Permanent Building Society Premium Plus Package Home loan
 6.14
 6.41
 $0
 $0
 $0
 $0
 $300/yr
 97
Newcastle Permanent Building Society Real Options Home Loan
 6.62
 6.65
 $400
 $0
 $0
 $0
 $0
 97
NSW Teachers Credit Union My First Home Loan
 6.29
 6.29
 $150
 $0
 $0
 $0
 $0
 95
NSW Teachers Credit Union Teachers Flexi Choice Loan
 6.49
 6.54
 $150
 $250
 $0
 $150
 $0
 95
NSW Teachers Credit Union Teachers Interest Only Loan
 6.49
 6.54
 $150
 $250
 $0
 $150
 $0
 95
Police Department Employees Credit Union Premium Variable Home Loan
 6.69
 6.78
 $545
 $0
 $0
 $0
 $0
 95
QuickDirect Variable
 6.15
 6.15
 $0
 $0
 $0
 $0
 $0
 90
RAMS Home Loans RAMS Standard Variable
 6.73
 6.80
 $395
 $200
 $0
 $250
 $0
 95
RESI Mortgage Corporation Complete Home Loan
 6.62
 6.67
 $0
 $236.5
 $396
 $0
 $0
 90
Select Credit Union Super Mortgage Loan
 6.09
 6.11
 $0
 $187
 $360
 $0
 $0
 95
SERVICE ONE Members Banking Standard Variable Loan
 6.80
 6.94
 $500
 $0
 $0
 $250
 $8/mth
 97
St. George Bank St. George No Deposit Home Loan Quick Start
 6.39
$750
 $0
 $0
 $100
 $12/mth
 100
St. George Bank St.George No Deposit Home Loan LEF
 5.21
$750
 $0
 $0
 $100
 $12/mth
 100
St. George Bank Variable Loan
 6.93
 7.09
 $600
 $0
 $0
 $100
 $10/mth
 95
Suncorp Standard Variable
 6.94
 7.09
 $600
 $0
 $0
 $0
 $10/mth
 95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Sydney Credit Union First Home Owner Loan
5.46
 5.44
 $200
 $192.5
 $360
 $0
 $0
 95
Sydney Credit Union Standard Variable Loan
 6.91
 6.97
 $200
 $192.5
 $360
 $0
 $0
 95
Trustar Mortgage Pro Pack
 5.94
 6.28
 $0
 $300
 $407.5
 $275
 $330/yr
 97
Trustar Mortgage Standard Variable Rate
 6.69
 6.76
 $0
 $220
 $270
 $0
 $0
 95
Unicom Credit Union Reward Rate Home Loan
 6.20
 6.27
 $600
 $0
 $357.5
 $0
 $0
 95
Unicom Credit Union Standard Variable Home Loan
 6.75
 6.82
 $600
 $0
 $357.5
 $0
 $0
 95
Wagga Mutual Credit Union Standard Variable Home Loan
 6.07
 6.13
 $0
 $275
 $360
 $150
 $0
 95