Personal Investor

NSW STANDARD VARIABLE RATES (OWNER OCCUPIED)

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Owner Occupied: SUMMARY | STANDARD VARIABLE | BASIC VARIABLE | FIXED | INTRO | SPLIT | LINE OF CREDIT |
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Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Gateway Credit Union Property Investment Home Loan
 7.99
 8.06
 $0
 $230
 $390
 $0
 $0
 95
Gateway Credit Union Standard Variable Home Loan
 7.99
 8.06
 $0
 $230
 $390
 $0
 $0
 95
GE Money Flexible Options Standard
 8.97
 9.20
 $0
 $0
 $0
 $0
 $295/yr
 95
Homeloans Ltd Balanced Loan Special Variable
8.06
 8.14
 $599
 $0
 $230
 $65
 $0
 90
Homeloans Ltd Homeloans Premium Full Doc
 7.19
 7.25
 $564
 $0
 $300
 $0
 $0
 95
Homeloans Ltd Homeloans Premium Full Doc (Pro Pack)
 7.09
 7.45
 $564
 $0
 $300
 $137.5
 $330/yr
 95
Homeloans Ltd Homeloans Premium Saver
 6.99
 7.34
 $564
 $0
 $300
 $137.5
 $330/yr
 95
Homeloans Ltd Smart Saver
 7.39
 7.46
 $564
 $0
 $350
 $75
 $0
 95
HomeSide Lending Homeside HomePlus
 7.67
 7.82
 $600
 $0
 $0
 $0
 $10/mth
 95
HomeSide Lending Homeside HomePlus Interest Only Loan (Variable)
 7.67
 7.81
 $600
 $0
 $0
 $0
 $10/mth
 95
HomeSide Lending Homeside Offset Home Loan
 7.33
 7.46
 $600
 $0
 $0
 $0
 $8/mth
 95
HomeSide Lending Homeside Reducible Mortgage - Standard Variable
 7.97
 8.08
 $600
 $0
 $0
 $0
 $6/mth
 95
HSBC Home Rewards Loan
 7.74
 7.17
 $500
 $0
 $0
 $150
 $0
 97
HSBC PowerVantage Home Smart - NSW/ACT
 7.24
 7.28
 $250
 $0
 $0
 $150
 $20/mth
 97
HSBC PowerVantage Variable - NSW
 7.24
 7.28
 $250
 $0
 $0
 $150
 $20/mth
 97
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
HSBC Variable Home Smart
 7.74
 7.81
 $500
 $0
 $0
 $150
 $0
 97
HSBC Variable Loan
 7.74
 7.81
 $500
 $0
 $0
 $150
 $0
 97
Illawarra Credit Union Reward Rate Home Loan
 7.70
 7.77
 $600
 $0
 $357.5
 $0
 $0
 95
Illawarra Credit Union Standard Variable Loan
 8.25
 8.33
 $600
 $0
 $357.5
 $0
 $0
 95
IMB IMB Professional Mortgage Home Loan $200,000 to $299,999
 7.20
 7.22
 $0
 $0
 $313.5
 $0
 $0
 100
IMB IMB Professional Mortgage Home Loan > $300,000
 7.15
 7.17
 $0
 $0
 $313.5
 $0
 $0
 100
IMB IMB Standard Variable Home Loan
 7.70
 7.76
 $295
 $0
 $313.5
 $150
 $0
 100
ING Direct Construction Loan
 7.90
 7.27
 $0
 $0
 $220
 $0
 $0
 90
ING Direct Mortgage Simplifier
 7.19
 7.19
 $0
 $0
 $220
 $0
 $0
 95
ING Direct SmartPack Mortgage Simplifier
 7.13
 7.17
 $499
 $0
 $220
 $0
 $0
 95
Intech Credit Union Limited Classic Home Loan
 7.66
 7.74
 $275
 $235
 $365
 $0
 $0
 95
Liberty Financial Star
 11.00
 11.11
 $0
 $275
 $690
 $0
 $0
 100
LoanAustralia 100% Finance
 9.02
 9.08
 $350
 $0
 $330
 $75
 $0
 100
LoanAustralia Basic
 8.50
 8.60
 $350
 $0
 $330
 $500
 $0
 95
LoanAustralia Construction
 7.63
 7.69
 $350
 $0
 $330
 $75
 $0
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
LoanAustralia Flexi-Plus Loan
 7.63
 7.69
 $350
 $0
 $330
 $75
 $0
 90
LoanAustralia Optimiser
 7.62
 7.68
 $350
 $0
 $330
 $75
 $0
 90
LoanAustralia Optimiser Plus
 8.50
 8.53
 $350
 $0
 $330
 $0
 $0
 95
Members Equity Bank SMHL Offset
 7.54
 7.54
 $0
 $0
 $0
 $0
 $0
 95
Members Equity Bank SMHL Standard
 7.24
 7.24
 $0
 $0
 $0
 $0
 $0
 95
Morgan Brooks DIRECT Premier Home Loan
 8.80
 8.58
 $0
 $265
 $435
 $0
 $0
 95
Morgan Brooks DIRECT Premier Pro Pack
8.65
 8.77
 $0
 $265
 $435
 $350
 $395/yr
 8.4
Morgan Brooks DIRECT Premium
 7.23
 7.23
 $0
 $265
 $435
 $0
 $0
 95
Morgan Brooks DIRECT Premium Investor
7.07
 7.07
 $275
 $265
 $435
 $0
 $330/yr
 95
Mortgage House Engage
 8.84
 8.89
 $300
 $0
 $0
 $250
 $0
 90
Mortgage House Freedom Home Loan
 6.86
 6.81
 $300
 $0
 $0
 $200
 $0
 90
Mortgage House Professional Pac
 6.79
 7.02
 $300
 $0
 $0
 $200
 $250/yr
 90
MyLoan MyWay Advantage Rate Home Loan
 7.09
 7.12
 $0
 $0
 $0
 $0
 $0
 95
MyRate MyRate - 100% Variable Rate Loan
 8.78
 8.78
 $0
 $0
 $0
 $0
 $0
 100
MyRate MyRate - Advantage Rate Loan
 7.03
 7.03
 $0
 $0
 $0
 $0
 $0
 95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
MyRate MyRate Advantage Rate Loan (>$600K)
 6.99
 6.99
 $0
 $0
 $0
 $0
 $0
 95
MyRate MyRate Construction Loan
 7.13
 7.13
 $0
 $0
 $0
 $0
 $0
 90
NAB NAB Tailored Home Loan - Variable Rate with 100% offset
 7.74
 7.88
 $600
 $0
 $0
 $0
 $10/mth
 100
Nationwide Mortgage First Choice Home Loan
 7.25
 7.31
 $0
 $220
 $490
 $0
 $0
 95
Nationwide Mortgage First Choice Pro-Pack
 7.15
 7.58
 $0
 $220
 $490
 $250
 $300/yr
 90
Nationwide Mortgage Low Deposit Home Loan
 7.25
 7.31
 $0
 $220
 $490
 $0
 $0
 100
Nationwide Mortgage True Saver Home Loan
 7.00
 7.06
 $0
 $220
 $490
 $0
 $0
 90
Nationwide Mortgage True Saver Pro-Pack
 6.95
 7.29
 $0
 $220
 $490
 $250
 $300/yr
 90
Newcastle Permanent Building Society Premium Plus Package >$500k
 7.03
 7.25
 $0
 $0
 $0
 $0
 $250/yr
 97
Newcastle Permanent Building Society Premium Plus Package Home loan
 7.08
 7.30
 $0
 $0
 $0
 $0
 $250/yr
 97
Newcastle Permanent Building Society Premium Variable Home Loan
 7.78
 7.85
 $0
 $0
 $0
 $0
 $7/mth
 97
Newcastle Permanent Building Society Real Options Home Loan
 7.56
 7.56
 $0
 $0
 $0
 $0
 $0
 97
NSW Teachers Credit Union My First Home Loan
 7.34
 7.35
 $150
 $0
 $0
 $0
 $0
 100
NSW Teachers Credit Union Teachers Flexi Choice Loan
 7.55
 7.61
 $150
 $250
 $0
 $150
 $0
 95
NSW Teachers Credit Union Teachers Interest Only Loan
 7.55
 7.60
 $150
 $250
 $0
 $150
 $0
 95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
one direct one direct variable loan
 6.97
 6.97
 $0
 $0
 $0
 $60
 $0
 90
Police Department Employees Credit Union Premium Variable Home Loan
 8.24
 8.34
 $545
 $0
 $0
 $0
 $0
 93
QuickDirect Construction
 7.14
 7.14
 $0
 $0
 $0
 $0
 $0
 90
QuickDirect Lo-Doc
 7.69
 7.69
 $0
 $0
 $0
 $0
 $0
 80
QuickDirect Variable
 7.04
 7.04
 $0
 $0
 $0
 $0
 $0
 95
RAMS Home Loans RAMS Standard Variable
 7.59
 7.46
 $395
 $200
 $0
 $250
 $0
 100
RateBusters Fast Trak Fee Buster
 8.72
 8.74
 $0
 $220
 $0
 $0
 $0
 100
RateBusters Fast Trak Rate Buster
 8.47
 8.59
 $990
 $220
 $275
 $0
 $0
 100
RateBusters Fee Buster
 9.00
 9.02
 $0
 $220
 $0
 $0
 $0
 95
RateBusters Fee Buster Max Plus
 9.37
 9.39
 $0
 $220
 $0
 $0
 $0
 100
RateBusters Rate Buster
 8.73
 8.85
 $990
 $220
 $275
 $0
 $0
 95
RateBusters Rate Buster Max Plus
 9.06
 9.02
 $990
 $220
 $275
 $0
 $0
 100
RESI Mortgage Corporation Complete Home Loan
 7.47
 7.52
 $0
 $236.5
 $396
 $0
 $0
 95
Select Credit Union super mortgage loan
 7.89
 7.93
 $0
 $187
 $360
 $0
 $0
 95
SERVICE ONE Members Banking Standard Variable Loan
 7.65
 7.78
 $600
 $0
 $0
 $0
 $8/mth
 97
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
St. George Bank St. George No Deposit Home Loan Flexible Deposit Option
 7.31
 7.43
 $750
 $0
 $0
 $100
 $12/mth
 100
St. George Bank St. George No Deposit Home Loan Quick Start
 8.24
 8.35
 $750
 $0
 $0
 $100
 $12/mth
 100
St. George Bank St.George No Deposit Home Loan LEF
 7.06
 7.18
 $750
 $0
 $0
 $100
 $12/mth
 100
St. George Bank Variable Loan (Advantage Package $100K-$149K)
 7.49
 7.59
 $0
 $0
 $0
 $100
 $0
 95
St. George Bank Variable Loan
 7.74
 7.84
 $600
 $0
 $0
 $100
 $10/mth
 95
St. George Bank Variable Loan (Advantage Package $150K-$249K)
 7.24
 7.34
 $0
 $0
 $0
 $100
 $0
 95
St. George Bank Variable Loan (Advantage Package $250K plus)
 7.04
 7.14
 $0
 $0
 $0
 $100
 $0
 95
Suncorp Standard Variable
 7.80
 7.95
 $600
 $0
 $0
 $0
 $10/mth
 100
Sydney Credit Union Propack Home Loan (150,000 - 250,000)
 7.39
 7.45
 $200
 $192.5
 $360
 $0
 $0
 95
Sydney Credit Union Propack Home Loan (251,000 - 500,000)
 7.14
$200
 $192.5
 $360
 $0
 $0
 100
Sydney Credit Union Propack Home Loan (501, 000 plus)
 7.04
$200
 $192.5
 $360
 $0
 $0
 95
Sydney Credit Union Standard Variable Loan
 7.74
 7.80
 $200
 $192.5
 $360
 $0
 $0
 95
Trustar Mortgage Construction Loan
 8.24
 8.26
 $250
 $220
 $420
 $0
 $0
 90
Trustar Mortgage Pro Pack
 8.92
 9.06
 $0
 $300
 $407.5
 $275
 $330/yr
 97
Trustar Mortgage Trustar Lite
 8.24
 8.26
 $250
 $220
 $420
 $0
 $0
 90
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Trustar Mortgage Trustar Premium
 8.24
 8.26
 $250
 $220
 $420
 $0
 $0
 90
Unicom Credit Union Reward Rate Home Loan
 7.70
 7.77
 $600
 $0
 $357.5
 $0
 $0
 95
Unicom Credit Union Standard Variable Home Loan
 8.25
 8.33
 $600
 $0
 $357.5
 $0
 $0
 95
Virgin Money Virgin Standard Home Loan Variable
 7.34
 7.24
 $0
 $0
 $490
 $0
 $0
 95
Wagga Mutual Credit Union Standard Variable Home Loan
 8.12
 8.19
 $0
 $275
 $360
 $0
 $0
 95
Westpac Banking Corporation Premier Advantage Package ($150,000-$249,999)
 7.31
 7.44
 $0
 $0
 $0
 $0
 $395/yr
 100
Westpac Banking Corporation Premier Advantage Package ($250,000 plus)
 7.01
 7.14
 $0
 $0
 $0
 $0
 $395/yr
 100
Westpac Banking Corporation Premium Option Home Loan
 7.71
 7.84
 $600
 $0
 $0
 $0
 $8/mth
 100
Westpac Banking Corporation Rocket Repay Home Loan
 7.71
 7.92
 $600
 $0
 $0
 $0
 $199/yr
 100
Wizard Home Loans Smart Choice Loan
 7.74
 7.80
 $100
 $0
 $0
 $660
 $0
 100
Wizard Home Loans VIP Advantage ($150K - <$250K)
 7.19
 7.49
 $350
 $0
 $0
 $295
 $295/yr
 100
Wizard Home Loans VIP Advantage ($250K - <$500K)
 7.09
$350
 $0
 $0
 $295
 $295/yr
 100
Wizard Home Loans VIP Advantage (>$500K)
 7.04
$350
 $0
 $0
 $295
 $295/yr
 100
Yes Home Loans Construction Loans
 7.62
 7.65
 $450
 $385
 $445
 $0
 $0
 95
Yes Home Loans Credit Access
 7.37
 7.40
 $450
 $385
 $445
 $250
 $0
 95
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
Yes Home Loans Equity Access Standard
 7.54
 7.57
 $450
 $385
 $445
 $275
 $0
 90
Yes Home Loans Premium Access
 9.29
 9.34
 $395
 $220
 $220
 $0
 $0
 95
A M O AMO Standard Variable Home Loan
 7.25
 7.29
 $300
 $0
 $440
 $0
 $0
 95
Adelaide Bank Standard Variable
 7.80
 7.96
 $595
 $0
 $0
 $100
 $10/mth
 100
Adelaide Bank Variable SmartFit
 7.69
 7.85
 $595
 $0
 $0
 $100
 $10/mth
 90
AIMS Home Loans AIMS Discount Variable Rate Home Loan
 7.29
 7.34
 $600
 $0
 $0
 $0
 $0
 95
AIMS Home Loans Complete Variable Home Loan
 8.03
 8.08
 $660
 $0
 $0
 $0
 $0
 95
AIMS Home Loans Gold Standard Variable Home Loan
 7.48
 7.53
 $660
 $0
 $0
 $0
 $0
 95
AIMS Home Loans Money Saver Variable Home Loan
 7.54
 7.59
 $660
 $0
 $0
 $0
 $0
 90
AIMS Home Loans Platinum Standard Variable Home Loan
 8.60
 8.68
 $660
 $
 $
 $330
 $
 85
AMP Banking Professional Package Variable Rate loan ($1,500,000 +)
 7.12
 7.14
 $0
 $0
 $295
 $250
 $349/yr
 100
AMP Banking Professional Package Variable Rate Loan ($100,000-$249,999)
 7.37
 7.39
 $0
 $0
 $295
 $250
 $349/yr
 100
AMP Banking Professional Package Variable Rate Loan ($250,000-$749,999)
 7.22
 7.24
 $0
 $0
 $295
 $250
 $349/yr
 100
AMP Banking Professional Package Variable Rate Loan ($750,000-$1,499,999)
 7.17
 7.19
 $0
 $0
 $295
 $250
 $349/yr
 100
ANZ Bank Breakfree home loan package ($150,000-$249,999)
 7.24
 7.92
 $0
 $0
 $0
 $0
 $340/yr
 97
Institution Product Name Variable Rate Comparison Rate Fees Service Fee Max. LVR
Applic. Valuat. Legal Settle
ANZ Bank Breakfree home loan package ($250,000-$699,999)
 7.14
 7.82
 $0
 $0
 $0
 $0
 $340/yr
 97
ANZ Bank Breakfree home loan package ($700,000 plus)
 7.04
 7.72
 $0
 $0
 $0
 $0
 $340/yr
 97
ANZ Bank Variable Loan
 7.74
 7.84
 $600
 $0
 $0
 $0
 $5/mth
 97
Arab Bank Standard Variable Rate Home Loan
 7.95
 8.00
 $600
 $0
 $0
 $0
 $0
 95
Aussie Aussie Standard Variable
 7.65
 7.70
 $300
 $200
 $0
 $75
 $0
 90
Bananacoast Community Credit Union Flexi Home Loan
 7.40
 7.43
 $395
 $0
 $0
 $0
 $0
 100
Bananacoast Community Credit Union Premier Package Variable
 7.10
 7.13
 $395
 $0
 $0
 $0
 $0
 100
Bananacoast Community Credit Union Standard Variable
 7.80
 7.83
 $395
 $0
 $0
 $0
 $0
 100
Bank of Queensland Home Loan Privileges $150k to $200k
 7.49
 7.80
 $0
 $0
 $0
 $0
 $375/yr
 100
Bank of Queensland Home Loan Privileges $200k to $250k
 7.34
$0
 $0
 $0
 $0
 $375/yr
 100
Bank of Queensland Home Loan Privileges $250k +
 7.04
$0
 $0
 $0
 $0
 $375/yr
 100
Bank of Queensland Standard Variable
 7.74
 7.86
 $495
 $0
 $0
 $100
 $8/mth
 100
Bankstown City Credit Union Home Manager
 7.99
 8.08
 $0
 $198
 $592
 $350
 $0
 95
Bankstown City Credit Union Property Manager
 7.99
 8.08
 $0
 $198
 $592
 $350
 $0
 95
BankWest