Non-conforming loans are for those who don't qualify for a conventional home or personal loan because of a poor credit history etc.
CHOOSE from the various categories of non-conforming loans in the table below.
FIND OUT what the major non-conforming lenders have to offer by clicking the logos below.
LOW DOC LOANS are for the self-employed who can't or don't want to substantiate their income.
COMPARE LOW DOCS
Non-conforming home loans are available for borrowers in the following specific categories. Click on a heading for loan information:
SELF-EMPLOYED
'Low document' borrowers with difficulty verifying their last three years of income
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CREDIT-IMPAIRED
Borrowers with a history of late repayments, loan default or bankruptcy.
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UNSTABLE INCOME
Borrowers with unstable employment or infrequent/variable income.
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DEPOSIT-IMPAIRED
Borrowers wishing to borrow more than 90-95% of the value of a property.
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NON-RESIDENT
Australian citizens living overseas or non-Australian residents buying investment property in Australia.
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SECURITY-IMPAIRED
Borrowers wishing to secure their loan against properties not normally appropriate as security, eg. company title or serviced apartments.
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RECENT ARRIVALS
New Australian residents without a borrowing record here.
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OLDER BORROWERS
Those borrowers for whom a 25-year repayment term may not be appropriate.
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For more background on non-conforming loans, read our:
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