Personal Investor

PRODUCTS BLUESTONE


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Bluestone Non-Conforming

Bluestone has been awarded BRONZE for having the CHEAPEST LOAN WITH CREDIT IMPAIRMENT.

Bluestone offers an innovative and highly flexible range of specialist financial solutions and by applying a higher level of understanding of the needs of each individual applicant, Bluestone can deliver a cost effective mortgage solution that is easy to apply for and simple to use.

Bluestone can help you to:

  1. Consolidate your debts
  2. Buy your home
  3. Fund your small business
  4. Borrow to invest

Bluestone products are available for people who:

  • Are self-employed but unable to provide financial statements for a period of 2-3 years
  • Have an irregular employment pattern - part-time, contract or seasonal
  • Have inadequate savings history or their deposit comes from an unusual source (i.e. gift)
  • Have had an adverse credit history
  • Have recently arrived in Australia
  • Are 55 years or older
  • Have credit card or other expensive debt they want to consolidate

Range of non-conforming loans:

  • Business Easy - for people who have been self-employed for less than 12 months and are not able, or do not wish, to produce full financials
  • Clean Slate - for people who are salaried or self-employed and can fully-verify their income
  • Lite Blue - for people who have been self-employed for more than 12 months and who are not able or do not wish to produce full financials

Key Features and Benefits:

  • BlueWay - An all-in-one transactional mortgage account for all variable Bluestone Mortgages. This comes with a Bluestone Card offering ATM and EFTPOS access
  • Split Loan - applicants can have their loan split into 4 accounts
  • Redraw - available up to the scheduled loan balance for variable loans
  • Bluestone Card - another great feature for all variable rate products
  • Telephone and Internet Banking - ensures borrowers have secure access to information and assistance with their loan account

Each of these products has a number of features and benefits to suit your special needs. Click here to see how these features and benefits can work for you.

Like to know more? ENQUIRE ONLINE

All applications are subject to lending criteria. Conditions apply, fees and charges may apply.