Personal Investor

NSW SHORT TERM DEPOSITS


Choose another table: Short Term (0-1 Yr): STANDARD | FARM MANAGEMENT | FOREIGN CURRENCY |
Long Term (1-5 Yr): STANDARD | FARM MANAGEMENT |
Choose another state: NSW | VIC | ACT | QLD | TAS | SA | WA | NT

Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
St. George Bank Short Term Deposit
 $1,000
 $4,999
 3.50
 3.50
 6.80
 3.50
 3.50
 7.00
 3.50
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
St. George Bank Short Term Deposit
 $5,000
 $19,999
 3.50
 3.50
 6.80
 3.50
 3.50
 7.00
 3.50
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
St. George Bank Short Term Deposit
 $20,000
 $49,999
 4.20
 4.20
 7.30
 4.20
 4.20
 7.50
 4.20
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
St. George Bank Short Term Deposit
 $50,000
 $99,999
 4.20
 4.20
 7.30
 4.20
 4.20
 7.50
 4.20
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
St. George Bank Short Term Deposit
 $100,000
 $249,999
 4.20
 4.20
 7.30
 4.20
 4.20
 7.50
 4.20
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
St. George Bank Short Term Deposit
 $250,000
 $499,999
 4.20
 4.20
 7.30
 4.20
 4.20
 7.50
 4.20
 If you withdraw an amount during the term of a Fixed Term Deposit, we may reduce the interest rate payable on the amount withdrawn. Please see the terms and conditions applying to the Fixed Term Accounts for more information.
Suncorp flexiRates (online) - Suncorp eOptions
$999,999,999
 7.15
 7.15
 7.55
 7.15
 7.15
 7.15
 7.20
 Last quarter of term - 20% of interest accruedThird quarter of term - 40% of interest accruedSecond quarter of term - 60% of interest accruedFirst quarter of term - 80% of interest accrued
Suncorp Short Term Deposit
 $1,000
 $9,999
 2.00
 2.50
 5.00
 2.70
 2.70
 2.70
 2.70
 An interest adjustment will apply for early withdrawal
Suncorp Short Term Deposit
 $10,000
 $24,999
 2.00
 2.50
 6.20
 3.90
 3.90
 3.90
 3.90
 An interest adjustment will apply for early withdrawal
Suncorp Short Term Deposit
 $25,000
 $49,999
 3.30
 3.40
 7.50
 5.00
 5.00
 5.00
 5.00
 An interest adjustment will apply for early withdrawal.
Suncorp Short Term Deposit
 $50,000
3.50
 3.60
 7.50
 5.20
 5.20
 5.20
 5.20
 An interest adjustment will apply for early withdrawal
Sydney Credit Union Special Offer - 8.20% on $20,000 TD over 5 mths

NaN
 NaN
 NaN
 NaN
 8.20
 NaN
 NaN
Sydney Credit Union Short Term Deposit
 $5,000
 $19,999

7.45

7.70
 7.70
Sydney Credit Union Short Term Deposit
 $20,000
 $49,999.99

7.60
8.20
 7.85
 7.85
Sydney Credit Union Short Term Deposit
 $50,000
 $99,999.99

7.70

7.85
 7.85
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
Sydney Credit Union ShortTerm Deposit
 $100,000


7.75

7.85
 7.85
Unicom Credit Union $1,000-$4,999
 $1,000
 $4,999

3.55
 3.55
 3.55
 3.65
 3.65
 $10 plus a 2% reduction of overall Term Deposit rate
Unicom Credit Union $5,000-$9,999
 $5,000
 $9,999

7.05
 5.60
 5.60
 7.15
 5.80
 $10 plus a 2% reduction of overall Term Deposit rate
Unicom Credit Union $10,000-$24,999
 $10,000
 $24,999

7.15
 5.80
 5.80
 7.25
 5.90
 $10 plus a 2% reduction of overall Term Deposit rate
Unicom Credit Union $25,000-$99,999
 $25,000
 $99,999

8.00
 5.95
 5.95
 8.20
 7.80
 $10 plus a 2% reduction of overall Term Deposit rate
Westpac Banking Corporation Short Term Deposit
$4,999
 0.50
 0.50
 0.50
 0.50
 0.50
 0.50
 0.50
 Early withdrawal fee penalty is $30 for any Term Deposits effective from 01/01/2001. Reduce rate of interest may also apply for both Term Deposits & Farm Management Deposits.
Westpac Banking Corporation Short Term Deposits
 $5,000
 $9,999
 2.10
 2.60
 7.50
 3.85
 3.85
 7.50
 3.85
 An interest rate adjustment may apply if the deposit is terminated prior to maturity
Westpac Banking Corporation Short Term Deposit
 $10,000
 $19,999
 2.35
 2.85
 7.50
 4.30
 4.30
 7.50
 4.30
 An interest rate adjustment may apply if the deposit is terminated prior to maturity
Westpac Banking Corporation Short Term Deposit
 $20,000
 $49,999
 3.50
 3.95
 7.55
 4.40
 4.40
 7.80
 4.40
 An interest rate adjustment may apply if the deposit is terminated prior to maturity
Westpac Banking Corporation Short Term Deposit
 $50,000
 $99,999
 3.85
 4.10
 7.50
 4.50
 4.50
 7.50
 4.50
 An interest rate adjustment may apply if the deposit is terminated prior to maturity
Westpac Banking Corporation Short Term Deposit
 $100,000
 $249,999
 4.10
 4.35
 7.50
 4.60
 4.60
 7.50
 4.60
 An interest rate adjustment may apply if the deposit is terminated prior to maturity
AMP Banking Short Term Deposit
 $5,000
 $24,999
 6.85
 5.85
 7.70
 5.85
 7.65
 6.05
 5.85
 Nil. Interest Rate Reduction will apply.
AMP Banking Short Term Deposit
 $25,000
 $99,999
 7.05
 6.05
 7.90
 6.05
 7.85
 6.25
 6.05
 Nil. Interest Rate Reduction wil apply.
AMP Banking Short Term Deposit
 $100,000
 $249,999
 7.05
 6.05
 7.90
 6.05
 7.85
 6.25
 6.05
 Ni. Interest Rate Reduction will apply.
ANZ Bank Short Term Deposit
 $5,000
 $24,999
 2.00
 3.50
 3.50
 7.50
 4.25
 7.60
 7.50
 For all term deposits opened or reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
ANZ Bank Short Term Deposit
 $25,000
 $49,999
 3.35
 4.25
 4.25
 7.50
 4.50
 7.60
 7.50
 For all term deposits opened or reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
ANZ Bank Short Term Deposit
 $50,000
 $99,999
 3.35
 4.50
 4.50
 7.50
 4.75
 7.60
 7.50
 For all term deposits opened or reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
ANZ Bank Short Term Deposit
 $100,000
 $250,000
 3.35
 4.75
 4.75
 7.50
 5.25
 7.60
 7.50
 For all term deposits opened or reinvested from 6 December 2004 an administration Fee of $30 plus a rate reduction based on:0 to 20% of term elapsed - 90% reduction,20 to 40% of term elapsed - 80% reduction,40 to 60% of term elapsed - 60% reduction,60 to 80% of term elapsed - 40% reduction,80 to 100% of term elapsed - 20% reduction.See ANZ website for penalties applied to accounts opened before 6 December 2004.
Arab Bank Short Term Deposit
$1,999
 4.45
 4.35
 5.05
 4.95
 4.35
 5.05
 4.65
 Replacement cost plus a 1% margin (refer PDS)
Arab Bank Short Term Deposit
 $2,000
 $499,999
 7.20
 7.10
 7.80
 7.70
 7.10
 7.80
 7.40
 Replacement cost plus a 1% margin (Refer PDS)
Bananacoast Community Credit Union Standard Term Deposit
 $1,000
 $4,999.99
 5.35
 6.00
 6.20
 6.20
 6.60
 6.60
 6.80
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union Standard Term Deposit
 $5,000
 $19,999.99
 5.50
 6.40
 7.10
 7.10
 7.15
 7.15
 7.25
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit - Interest Paid Monthly
 $5,000
 $19,999.99

7.10

7.15
At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit - Interest Paid Monthly
 $20,000
 $49,999.99

7.40

7.60
At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union Standard Term Deposit
 $20,000
 $49,999.99
 6.05
 6.50
 7.40
 7.40
 7.60
 7.60
 7.70
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union Standard Term Deposit
 $50,000
 $99,999.99
 6.50
 7.00
 7.50
 7.50
 7.70
 7.70
 7.90
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit - Interest Paid Monthly
 $50,000
 $99,999.99

7.50

7.70
At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit - Interest Paid Monthly
 $100,000
 $250,000

7.95

8.00
At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union Standard Term Deposit
 $100,000
 $250,000
 7.60
 7.80
 7.95
 7.95
 8.00
 8.00
 8.10
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request, the rate of interest payable on the deposit for the whole of the term to the date of the withdrawl will be the rate applying to the Christmas Club Account at the time of the withdrawl and may result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit
 $250,000
7.85
 NaN
 NaN
 NaN
 NaN
 NaN
 NaN
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request the rate of interest payable on the deposit for the whole of the term to the date of the withdrawal will be the rate applying to the Xmas Club Account at the time of the withdrawal and may result in the recovery of interest already paid.
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
Bananacoast Community Credit Union Standard Term Deposit
 $250,000
7.80
 7.90
 8.05
 8.05
 8.10
 8.10
 8.20
 At BCU's absolute discetion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request the rate of interest payable on the deposit for the whole of the term to the date of withdrawal will be the rate applying to the Christmas Club account at the time of the withdrawal and mat result in the recovery of interest already paid.
Bananacoast Community Credit Union 55 Plus Term Deposit - Interest Paid Monthly
 $250,000

NaN
 8.05
 NaN
 NaN
 8.10
 NaN
 At BCU's absolute discretion, we may consider a request for the full or partial withdrawal of the term deposit before maturity. If we agree to the request the rate of interest payable on the deposit for the whole of the term to the date of the withdrawal will be the rate applying to the Xmas Club Account at the time of the withdrawal and may result in the recovery of interest already paid.
Bank of Queensland Premier Investment
 $1,000
 $4,999.99
 1.10
 1.45
 2.20
 3.60
 4.40
 4.45
 4.50
 Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
Bank of Queensland Premier Investment
 $5,000
 $19,999.99
 3.15
 7.75
 4.85
 5.20
 5.20
 5.20
 7.70
 Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
Bank of Queensland Premier Investment
 $20,000
 $49,999.99
 4.25
 7.75
 4.85
 5.20
 5.20
 5.20
 7.70
 Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
Bank of Queensland Premier Investment
 $50,000
 $99,999.99
 4.65
 7.75
 4.95
 5.30
 5.30
 5.30
 7.70
 Interest adjustment applies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
Bank of Queensland Premier Investment
 $100,000
 $250,000
 4.85
 7.75
 4.95
 5.35
 5.35
 5.35
 7.70
 Interest adjustment aplies.EOT rates shown.For monthly interest rates deduct 0.25% from the end of term rate excluding rates for less than 1 month.
Bankstown City Credit Union MoneyMax T6
 $5,000
 $50,000
 NaN
 NaN
 NaN
 NaN
 NaN
 7.95
 NaN
 One Month Interest
Bankstown City Credit Union Term Deposit - 6 months
 $5,000
 $500,000
 7.85



7.85
 NaN
 One month interest penalty
Bankstown City Credit Union MoneyMax T6
$50,000
 $300,000
 NaN
 NaN
 NaN
 NaN
 NaN
 8.00
 NaN
 One month interest
Bankstown City Credit Union MoneyMax T6
 $300,000
NaN
 NaN
 NaN
 NaN
 NaN
 8.40
 NaN
 One Month Interest
BankWest bankwest tddirect (online)
 $1,000
 $5,000,000

8.00

8.05
An interest adjustment will apply for early withdrawal - please refer to the BankWest website for details.
BankWest Gold Term Deposit
 $5,000
 $2,000,000
 4.00
 4.00
 5.00
 8.00
 5.00
 5.25
 5.25
 An interest adjustment will apply for early withdrawal - please refer to the BankWest website for details.
Citibank Citibank Term Deposit
 $10,000
 $19,999
 5.23
 5.40
 6.64
 6.70
 6.76
 6.82
 6.71
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit
 $20,000
 $49,999
 5.73
 5.90
 6.90
 6.95
 7.01
 7.07
 6.96
 50% of the interest earnt to the date of break
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
Citibank Citibank Term Deposit
 $50,000
 $99,999
 5.93
 6.30
 7.11
 7.15
 7.21
 7.26
 7.15
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit Special Rates
 $50,000
 $100,000
 NaN
 NaN
 7.50
 NaN
 NaN
 7.70
 7.80
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit
 $100,000
 $249,999
 7.18
 7.25
 7.41
 7.46
 7.52
 7.57
 7.46
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit
 $250,000
 $499,999
 7.17
 7.25
 7.41
 7.46
 7.52
 7.57
 7.46
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit
 $500,000
 $999,999
 7.18
 7.25
 7.41
 7.46
 7.52
 7.57
 7.46
 50% of the interest earnt to the date of break
Citibank Citibank Term Deposit
 $1,000,000
 $99,999,999
 7.18
 7.25
 7.41
 7.46
 7.52
 7.57
 7.46
 50% of the interest earnt to the date of break
Commonwealth Bank Short Term Deposit
 $5,000
 $9,999
 2.80
 3.15
 3.15
 3.15
 3.20
 3.30
 3.40
 $30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
Commonwealth Bank Short Term Deposit
 $10,000
 $49,999
 2.95
 3.50
 3.50
 7.30
 3.60
 7.50
 3.75
 $30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
Commonwealth Bank Short Term Deposit
 $50,000
 $99,999
 3.00
 3.55
 3.55
 7.30
 3.90
 7.50
 4.35
 $30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
Commonwealth Bank Short Term Deposit
 $100,000
 $499,999
 3.70
 4.20
 4.20
 7.30
 4.45
 7.50
 4.80
 $30 administration fee plus there may be a reduction in the interest paid but this can be negotiated with your branch.
Community First Credit Union Short Term Deposit
 $5,000
 $19,999

6.90
NaN
 7.00
 NaN
 Less than 25% into term 3%25% to less than 50% into term 2%50% or more into term 1%
Community First Credit Union Term Specials
 $20,000
NaN
 NaN
 NaN
 NaN
 8.00
 NaN
 NaN
Community First Credit Union Short Term Deposit
 $20,000
 $49,999

7.30
 NaN
7.40
 NaN
 Less than 25% into term 3%25% to less than 50% into term 2%50% or more into term 1%
Community First Credit Union Short Term Deposit
 $50,000
 $99,999

7.30
 NaN
 NaN
 7.60
 NaN
 Less than 25% into term 3%25% to less than 50% into term 2%50% or more into term 1%
Community First Credit Union Short Term Deposit
 $100,000
 $249,999

7.70
 NaN
 NaN
 7.80
 NaN
 Less than 25% into term 3%25% to less than 50% into term 2%50% or more into term 1%
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
Comtax Credit Union TERM DEPOSIT
 $1,000
 $4,999

4.00

5.00
2% reduced interest rate
Comtax Credit Union TERM DEPOSIT
 $5,000
 $24,999

7.00

7.25
2% reduced interest rate
Comtax Credit Union TERM DEPOST
 $25,000
 $100,000

7.25

7.50
2% reduced interest rate
CUA Short Term Deposit
 $1,000
 $9,999
 2.75
 3.00
 6.55
 6.60
 6.85
 6.65
 7.05
CUA Short Term Deposit
 $10,000
4.10
 4.10
 7.55
 7.60
 7.85
 7.65
 8.05
CUA CUA Special offer
 $50,000
 $1,000,000
 NaN
 NaN
 NaN
 NaN
 NaN
 NaN
 NaN
Elders Rural Bank ERBonline Term Deposit (online)



8.00

8.30
Any request for a full or partial withdrawal prior to maturity date will be subject to an interest rate reduction at the bank's discretion. ERBonline Term Deposits must be opened online at www.erbonline.com.au
Elders Rural Bank Short Term Deposit
 $500
 $4,999
 1.00
 1.00
 1.00
 1.00
 1.00
 1.50
 1.50
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $5,000
 $9,999
 4.75
 4.75
 7.90
 5.50
 5.50
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $10,000
 $24,999
 4.75
 4.75
 7.90
 5.50
 5.50
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $25,000
 $49,999
 6.00
 6.00
 7.90
 6.80
 6.80
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $50,000
 $149,999
 6.10
 6.10
 7.90
 6.90
 6.90
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $150,000
 $249,999
 6.25
 6.50
 7.90
 7.00
 7.00
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Elders Rural Bank Short Term Deposit
 $250,000
 $500,000
 6.25
 6.50
 7.90
 8.30
 6.80
 8.20
 6.75
 If an early withdrawal is agreed to, the amount of interest payable on the amount withdrawn will be based on the Interest Earning at Call Deposit interest rate.
Encompass Credit Union Short term deposit ($1,000 - $9,999)
 $1,000
 $9,999

6.40
 6.40
 6.40
 6.40
 6.45
 Interest rate reverts to Access Plus account rate - interest calculation backdated to date at which term deposit was first opened.
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270
Encompass Credit Union Short term deposit ($10,000 - $49,999)
 $10,000
 $49,999

6.90
 6.90
 6.90
 6.90
 7.05
 Interest rate reverts to Access Plus account rate - interest calculation backdated to date at which term deposit was first opened.
Encompass Credit Union Special Offer For New Money
 $20,000
NaN
 NaN
 NaN
 NaN
 NaN
 NaN
 8.40
Encompass Credit Union Short term deposit ($50,000 up to $99,999)
 $50,000
 $99,999

7.35
 7.35
 7.35
 7.35
 8.10
 Interest rate reverts to Access Plus account rate - interest calculation backdated to date at which term deposit was first opened.
Encompass Credit Union Short Term deposit ($100,000 and over)
 $100,000


7.60
 7.60
 7.60
 7.60
 8.10
 Interest rate reverts to Access Plus account rate - interest calculation backdated to date at which term deposit was first opened.
Greater Building Society Term Investment
 $1,000
 $4,999.99
 NaN
 5.50
 6.30
 5.50
 5.50
 5.60
 5.60
 If more than 1/4 of the term is still to run before the maturity date, 50% of the applicable rate is payable.If less than 1/4 of the term is still to run before the maturity date, 75% of the applicable rate is payable.
Greater Building Society Term Investment
 $5,000
 $19,999.99
 NaN
 6.80
 7.60
 6.80
 6.80
 6.90
 6.90
 If more than 1/4 of the term is still to run before the maturity date, 50% of the applicable rate is payable.If less than 1/4 of the term is still to run before the maturity date, 75% of the applicable rate is payable.
Greater Building Society Term Investment
 $20,000
 $99,999.99
 NaN
 7.00
 7.80
 7.00
 7.00
 7.10
 7.10
 If more than 1/4 of the term is still to run before the maturity date, 50% of the applicable rate is payable.If less than 1/4 of the term is still to run before the maturity date, 75% of the applicable rate is payable.
Greater Building Society Premier Deposit Account
 $100,000
 $199,999.99
 7.55
 7.60
 7.70
 7.60
 7.60
 7.70
 7.60
 If more than 1/4 of the term is still to run before the maturity date, 50% of the applicable rate is payable.If less than 1/4 of the term is still to run before the maturity date, 75% of the applicable rate is payable.
Greater Building Society Premier Deposit Account
 $200,000
7.60
 7.65
 7.70
 7.65
 7.65
 7.75
 7.60
 If more than 1/4 of the term is still to run before the maturity date, 50% of the applicable rate is payable.If less than 1/4 of the term is still to run before the maturity date, 75% of the applicable rate is payable.
HSBC Short Term Deposit
 $5,000
 $19,999
 4.44
 4.55
 4.80
 4.81
 4.81
 4.84
 4.73
 http://www.hsbc.com.au/personal/accounts/td.html
HSBC Short Term Deposit
 $20,000
 $49,999
 4.54
 4.65
 4.90
 7.20
 4.91
 4.94
 4.83
 Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
HSBC Short Term Deposit
 $50,000
 $99,999
 4.56
 4.67
 4.92
 7.20
 4.93
 4.96
 4.85
 Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
HSBC Short Term Deposit
 $100,000
 $249,999
 4.60
 4.70
 4.92
 7.20
 4.94
 4.97
 4.86
 Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
HSBC Short Term Deposit
 $250,000
 $1,000,000
 4.63
 4.73
 4.92
 7.20
 4.95
 4.98
 4.87
 Interest rate reduction on early withdrawal:If you take any money out of your Term Deposit Account before the end of the term, the interest rate you receive will only be half of the interest rate that is set out in your Term Deposit details. The reduced rate will apply for the whole period from the day your account is opened to the day you take money out of your account.If you have already been paid interest at the full rate the principal amount payable to you when we close the account will be reduced to put you in the same position as if interest on the amount deposited had been reduced by 50% for the whole time the Account was open.Note: The above reduction in interest rate applies to Term Deposit accounts in Australian and Foreign Currencies and are the AUD equivalent in the currency of the account when converted.
Illawarra Credit Union Term Deposit
 $1,000
 $4,999

3.55
 3.55
 3.55
 3.65
 3.65
 $10 plus a 2% reduction of overall Term Deposit rate
Institution Product Name Tier Interest Rates (days) Early Withdrawal Penalties
Min Max 30 60 90 120 150 180 270