|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| RaboBank |
FMD - Short Term deposit
|
$1,000
|
$24,999
|
6.35
|
6.60
|
6.60
|
7.15
|
6.55
|
7.10
|
6.45
|
Withdrawal Requests must be in writing, If Rabobank agrees to the early termination, a break cost on the part terminated may be deducted from the depositor and / or interest. Break costs increase in line with increases in the following : Interest rates / the amount withdrawn / and the market margin. Further information is available on request :Example : ( Illustration only ) $10,000 -2 year deposit with an interest rate of 5.00% PA, payable annual, broken after 1 year when interest on a 1 year term deposit, with payable annual int is 6.00% pa . Break cost payable the depositor is approx $103.68.
|
|
| RaboBank |
FMD - Short Term Deposit
|
$25,000
|
$74,999
|
6.35
|
6.65
|
6.65
|
7.15
|
6.60
|
7.10
|
6.50
|
Withdrawal Requests must be in writing, If Rabobank agrees to the early termination, a break cost on the part terminated may be deducted from the depositor and / or interest. Break costs increase in line with increases in the following : Interest rates / the amount withdrawn / and the market margin. Further information is available on request :Example : ( Illustration only ) $10,000 -2 year deposit with an interest rate of 5.00% PA, payable annual, broken after 1 year when interest on a 1 year term deposit, with payable annual int is 6.00% pa . Break cost payable the depositor is approx $103.68.
|
|
| RaboBank |
FMD - Short Term Deposit
|
$75,000
|
$400,000
|
6.35
|
6.70
|
6.70
|
7.15
|
6.65
|
7.10
|
6.55
|
Withdrawal Requests must be in writing, If Rabobank agrees to the early termination, a break cost on the part terminated may be deducted from the depositor and / or interest. Break costs increase in line with increases in the following : Interest rates / the amount withdrawn / and the market margin. Further information is available on request :Example : ( Illustration only ) $10,000 -2 year deposit with an interest rate of 5.00% PA, payable annual, broken after 1 year when interest on a 1 year term deposit, with payable annual int is 6.00% pa . Break cost payable the depositor is approx $103.68.
|
|
| Westpac Banking Corporation |
Farm Management Deposit
|
$5,000
|
$9,999
|
2.10
|
2.60
|
3.85
|
7.60
|
3.85
|
7.50
|
3.85
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Farm Management Deposit
|
$10,000
|
$19,999
|
2.35
|
2.85
|
4.30
|
7.60
|
4.30
|
7.60
|
4.30
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Farm Management Deposit
|
$20,000
|
$49,999
|
3.75
|
4.20
|
4.65
|
7.60
|
4.65
|
7.60
|
4.65
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Farm Management Deposit
|
$50,000
|
$99,999
|
4.10
|
4.35
|
4.75
|
7.60
|
4.75
|
7.60
|
4.75
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity
|
|
| Westpac Banking Corporation |
Farm Management Deposit
|
$100,000
|
$249,999
|
4.35
|
4.60
|
4.85
|
7.60
|
4.85
|
7.60
|
4.85
|
An interest rate adjustment may apply if the deposit is terminated prior to maturity for any Term Deposits effective from 01/01/2001. Reduce rate of interest may also apply for both Term Deposits & Farm Management Deposits.
|
|
| Commonwealth Bank |
Farm Management Deposit - Short Term
|
$5,000
|
$99,999
|
|
|
6.20
|
|
|
6.70
|
6.70
|
A prepayment interest adjustment will apply. A prepayment administration fee may also apply.
|
|
| NAB |
Farm Management Deposit
|
$2,000
|
$4,999
|
0.05
|
0.05
|
0.10
|
0.10
|
0.10
|
0.25
|
0.25
|
|
|
| NAB |
Farm Management Deposit
|
$5,000
|
$9,999
|
1.00
|
2.00
|
2.15
|
2.20
|
2.20
|
2.20
|
2.45
|
|
|
| NAB |
Farm Management Deposit
|
$10,000
|
$19,999
|
2.10
|
2.50
|
4.70
|
4.25
|
4.25
|
7.00
|
4.50
|
|
|
| NAB |
Farm Management Deposit
|
$20,000
|
$49,999
|
3.25
|
2.75
|
5.00
|
4.55
|
4.55
|
7.00
|
4.55
|
|
|
| NAB |
Farm Management Deposit
|
$50,000
|
$99,999
|
4.00
|
2.80
|
5.00
|
4.55
|
4.55
|
7.00
|
4.55
|
|
|
| NAB |
Farm Management Deposit
|
$100,000
|
$249,999
|
5.00
|
4.45
|
5.00
|
4.60
|
4.60
|
7.00
|
4.60
|
|
|
|
Institution |
Product Name |
Tier |
Interest Rates (days) |
Early Withdrawal Penalties |
 |
| Min |
Max |
30 |
60 |
90 |
120 |
150 |
180 |
270 |
| NAB |
Farm Management Deposit
|
$250,000
|
$400,000
|
5.00
|
4.50
|
5.00
|
4.60
|
4.60
|
7.00
|
4.60
|
|
|
|