Personal Investor

FIXED RATES

The table below outlines the basic fees and features of margin lenders in Australia. Prices displayed include GST.
For full details on specific services, choose from the navigation box below. Click the check boxes in the ‘Compare’ column and click COMPARE for a side-by-side comparison of up to three margin lending services.


MARGIN LOAN FEES/SERVICES | MARGIN LOAN FIXED RATES | MARGIN LOAN VARIABLE RATES | INSTALMENT GEARING | PROTECTED EQUITY

INSTITUTION PRODUCT LVR LISTS BUFFER FIXED
Stocks Mgd Fnds Shares Managed Funds TIERS MONTHS
From To 3 6 9 12 24 36 48 60
ANZ Bank ANZ Margin Lending 5% 5% $20,000  $249,999    9.45    9.45  9.45  9.45  9.45  9.45 
$250,000  $499,999    9.25    9.25  9.25  9.25  9.25  9.25 
$500,000      9.00    9.00  9.00  9.00  9.00  9.00 
ANZ Bank ANZ Margin Lending 5% 5% $20,000  $249,999    10.39    10.39  10.39  10.39  10.39  10.39 
$250,000  $499,999    10.19    10.19  10.19  10.19  10.19  10.19 
$500,000      9.94    9.94  9.94  9.94  9.94  9.94 
BT Financial Group LtdApply BT Margin Lending - Standard facility 10% 10% $20,000  $249,999  8.95  9.40  8.80  8.75  8.70  8.65  8.60  8.60 
$250,000  $499,999        8.50         
$500,000  $749,999        8.25         
$750,000  $999,999        8.00         
$1,000,000          7.75         
BT Financial Group LtdApply BT Margin Lending_Online 10% 10% $20,000    8.75  9.20  8.60  8.55  8.50  8.45  8.40  8.40 
Colonial Margin LendingApply Colonial Margin Lending 10% 10% $1          7.99  8.99  8.99    8.99 
CommSecApply CommSec Margin Lending 5% 5% $20,000    7.99  7.99  7.99  7.99  8.85  8.85    8.85 
Goldman Sachs JBWere Goldman Sachs JBWere Margin Lending 7.50% 7.50% $50,000    10.55  10.55  10.25  10.25         
Leveraged Equities Leveraged Equities Margin Loan 10% 10% $20,000          7.95    8.75    9.05 
LIFT Capital LIFT Facility 5% 5%   $250,000        10.30         
$250,001  $500,000        10.20         
$500,001          10.10         
National Australia BankApply NAB Margin Lending 5% 10% $20,000  $249,999        9.00  8.85  8.85  8.85  8.85 
$250,000  $499,999        8.80  8.65  8.65  8.65  8.65 
$500,000  $999,999        8.60  8.45  8.45  8.45  8.45 
$1,000,000          8.35  8.20  8.20  8.20  8.20 
Smith Barney Citigroup Citi Flexible Investment Lending Facility 5% 10% $20,000  $249,999  10.55  10.55  10.55  10.55         
$250,000  $999,999  10.40  10.40  10.40  10.40         
$1,000,000    10.25  10.25  10.25  10.25         
St. George BankApply St.George Margin Lending 10% 10% $20,000  $249,999  8.00  8.00  8.00  7.99  8.95  8.95  8.95  8.95 
$250,000  $499,999  7.75  7.75  7.75  7.74  8.70  8.70  8.70  8.70 
$500,000    7.50  7.50  7.50  7.49  8.45  8.45  8.45  8.45 
SuncorpApply Suncorp Margin Lending 5% 10% $20,000  $499,999  9.10  9.10  9.10  9.10  9.10  9.00  8.90  8.80 
$500,000  $999,999        8.95         
$500,000  $5,000,000  9.00  9.00  9.00    9.00  8.90  8.80  8.70 
$1,000,000          8.80         
INSTITUTION PRODUCT Stocks Mgd Fnds Shares Managed Funds From To 3 6 9 12 24 36 48 60
TIERS MONTHS
LVR LISTS BUFFER FIXED